0001209191-12-013811.txt : 20120229 0001209191-12-013811.hdr.sgml : 20120229 20120229113336 ACCESSION NUMBER: 0001209191-12-013811 CONFORMED SUBMISSION TYPE: 5 PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20111231 FILED AS OF DATE: 20120229 DATE AS OF CHANGE: 20120229 REPORTING-OWNER: OWNER DATA: COMPANY CONFORMED NAME: DOWNING WILLIAM R CENTRAL INDEX KEY: 0001256080 FILING VALUES: FORM TYPE: 5 SEC ACT: 1934 Act SEC FILE NUMBER: 000-25045 FILM NUMBER: 12650733 ISSUER: COMPANY DATA: COMPANY CONFORMED NAME: CENTRAL FEDERAL CORP CENTRAL INDEX KEY: 0001070680 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 341877137 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 BUSINESS ADDRESS: STREET 1: C/O CENTRAL FEDERAL BANK STREET 2: 601 MAIN ST CITY: WELLSVILLE STATE: OH ZIP: 43968 BUSINESS PHONE: 3305321517 MAIL ADDRESS: STREET 1: C/O CENTRAL FEDERAL BANK STREET 2: 601 MAIN ST CITY: WELLSVILLE STATE: OH ZIP: 43968 FORMER COMPANY: FORMER CONFORMED NAME: GRAND CENTRAL FINANCIAL CORP DATE OF NAME CHANGE: 19980918 5 1 doc5.xml FORM 5 SUBMISSION X0304 5 2011-12-31 0 0 1 0001070680 CENTRAL FEDERAL CORP CFBK 0001256080 DOWNING WILLIAM R 2923 SMITH RD FAIRLAWN OH 44333 1 0 0 0 Common Stock 2009-08-20 2009-08-20 4 G 0 L 10000 0.00 D 16192 I by R. H. Downing, Inc., 100% owned by Mr. Downing Common Stock 2009-08-20 2009-08-20 4 G 0 L 5000 0.00 A 12800 D These shares were being held with indirect ownership in the Mary Downing Trust, Mr. Downing's mother, of which Mr. Downing was the trustee. Upon settlement of the estate the shares were distributed evenly to Mr. Downing and his sister, who is not required to report her ownership. These shares were acquired through the receipt of shares distributed from the Mary Downing Trust, upon settlement of her estate. The shares had previously been reported as indirect ownership, as Mr. Downing was the trustee of the estate, and upon settlement these shares are now held directly. This Form 5 effectively adjusts the direct and indirect ownership of Mr. Downing through the distribution and subsequent receipt of shares previously held in the Mary Downing Trust. /s/ Therese Ann Liutkus 2012-02-29 EX-24.5_412778 2 poa.txt POA DOCUMENT Exhibit 24 CONFIRMING STATEMENT This Confirming Statement confirms that the undersigned, William R. Downing, has authorized and designated Therese A. Liutkus to execute and file on the undersigned's behalf all Forms 3, 4, and 5 (including any amendments thereto) that the undersigned may be required to file with the United States Securities and Exchange Commission as a result of the undersigned's ownership of or transactions in securities of Central Federal Corporation, a Delaware corporation (the "Corporation"). The authority of Ms. Liutkus under this Statement shall continue until the undersigned is no longer required to file Forms 3, 4, and 5 with regard to his ownership of or transactions in securities of the Corporation, unless earlier revoked in writing. The undersigned acknowledges that Ms. Liutkus is not assuming any of the undersigned's responsibilities to comply with Section 16 of the Securities Exchange Act of 1934. Date: May 17, 2007 /s/ William R. Downing William R. Downing