DERIVATIVE INSTRUMENTS (Tables)

9 Months Ended

Sep. 30, 2012

Summary of derivative instruments

Summary information about the derivative instruments is as follows:

	September 30, 2012			December 31, 2011
Notional amount	$	7,802		$	7,949
Weighted average pay rate on interest-rate swaps		3.86	%		3.86	%
Weighted average receive rate on interest-rate swaps		0.28	%		0.35	%
Weighted average maturity (years)		4.8			5.6
Fair value of interest-rate swaps	$	(1,054	)	$	(999	)
Fair value of yield maintenance provisions		1,054			999