Loans (Tables)

6 Months Ended

Jun. 30, 2012

Loans [Abstract]

Recorded investment in loans by portfolio segment

	June 30, 2012			December 31, 2011
Commercial	$	20,599		$	25,994
Real estate:
Single-family residential		17,710			18,214
Multi-family residential		23,070			27,163
Commercial		61,632			69,757
Consumer:
Home equity lines of credit		13,662			14,921
Other		1,113			1,221
Subtotal		137,786			157,270
Less: ALLL		(5,434	)		(6,110	)
Loans, net	$	132,352		$	151,160

Activity in ALLL by portfolio segment

	Three months ended June 30, 2012
				Real Estate									Consumer
	Commercial			Single-family			Multi-family			Commercial			Home equity lines of credit			Other			Total
Beginning balance	$	1,802		$	190		$	1,446		$	1,912		$	274		$	17		$	5,641
Addition to (reduction in) provision for loan losses		(589	)		58			(58	)		712			45			32			200
Charge-offs		(84	)		(7	)		(18	)		(496	)		(40	)		(34	)		(679	)
Recoveries		248			4			—			2			7			2			263
Reclass of ALLL on loan-related commitments (1)		9			—			—			—			—			—			9
Ending balance	$	1,386		$	245		$	1,370		$	2,130		$	286		$	17		$	5,434

⁽¹⁾  Reclassified from (to) accrued interest payable and other liabilities in the consolidated balance sheet

	Six months ended June 30, 2012
				Real Estate									Consumer
	Commercial			Single-family			Multi-family			Commercial			Home equity lines of credit			Other			Total
Beginning balance	$	2,281		$	207		$	1,470		$	1,863		$	272		$	17		$	6,110
Addition to (reduction in) provision for loan losses		(1,097	)		39			312			1,059			64			23			400
Charge-offs		(99	)		(7	)		(434	)		(930	)		(60	)		(34	)		(1,564	)
Recoveries		292			6			22			138			10			11			479
Reclass of ALLL on loan-related commitments (1)		9			—			—			—			—			—			9
Ending balance	$	1,386		$	245		$	1,370		$	2,130		$	286		$	17		$	5,434

⁽¹⁾  Reclassified from (to) accrued interest payable and other liabilities in the consolidated balance sheet

	Three months ended June 30, 2011
				Real Estate												Consumer
	Commercial			Single-family			Multi-family			Commercial			Construction			Home equity lines of credit		Other			Total
Beginning balance	$	3,141		$	233		$	1,939		$	3,848		$	34		$	201	$	21		$	9,417
Addition to (reduction in) provision for loan losses		240			14			693			(488	)		(34	)		16		(9	)		432
Charge-offs		(640	)		(7	)		(450	)		(850	)		—			—		—			(1,947	)
Recoveries		—			2			1			122			—			3		7			135
Reclass of ALLL on loan-related commitments (1)		13			—			—			—			—			—		—			13
Ending balance	$	2,754		$	242		$	2,183		$	2,632		$	—		$	220	$	19		$	8,050

⁽¹⁾  Reclassified from (to) accrued interest payable and other liabilities in the consolidated balance sheet

	Six months ended June 30, 2011
				Real Estate												Consumer
	Commercial			Single-family			Multi-family			Commercial			Construction			Home equity lines of credit			Other			Total
Beginning balance	$	1,879		$	241		$	2,520		$	4,719		$	74		$	303		$	22		$	9,758
Addition to (reduction in) provision for loan losses		1,945			11			911			(860	)		(74	)		(88	)		6			1,851
Charge-offs		(1,140	)		(14	)		(1,250	)		(1,350	)		—			—			(18	)		(3,772	)
Recoveries		71			4			2			123			—			5			9			214
Reclass of ALLL on loan-related commitments (1)		(1	)		—			—			—			—			—			—			(1	)
Ending balance	$	2,754		$	242		$	2,183		$	2,632		$	—		$	220		$	19		$	8,050

⁽¹⁾  Reclassified from (to) accrued interest payable and other liabilities in the consolidated balance sheet

Balance in ALLL and recorded investment in loans by portfolio segment and based on impairment method

			Real Estate						Consumer
	Commercial		Single-family		Multi-family		Commercial		Home equity lines of credit		Other		Total
ALLL:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	569	$	49	$	12	$	285	$	—	$	—	$	915
Collectively evaluated for impairment		817		196		1,358		1,845		286		17		4,519
Total ending allowance balance	$	1,386	$	245	$	1,370	$	2,130	$	286	$	17	$	5,434
Loans:
Individually evaluated for impairment	$	809	$	130	$	4,032	$	5,815	$	—	$	—	$	10,786
Collectively evaluated for impairment		19,790		17,580		19,038		55,817		13,662		1,113		127,000
Total ending loan balance	$	20,599	$	17,710	$	23,070	$	61,632	$	13,662	$	1,113	$	137,786

			Real Estate						Consumer
	Commercial		Single-family		Multi-family		Commercial		Home equity lines of credit		Other		Total
ALLL:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	624	$	—	$	11	$	262	$	—	$	—	$	897
Collectively evaluated for impairment		1,657		207		1,459		1,601		272		17		5,213
Total ending allowance balance	$	2,281	$	207	$	1,470	$	1,863	$	272	$	17	$	6,110
Loans:
Individually evaluated for impairment	$	821	$	—	$	5,090	$	6,085	$	135	$	—	$	12,131
Collectively evaluated for impairment		25,173		18,214		22,073		63,672		14,786		1,221		145,139
Total ending loan balance	$	25,994	$	18,214	$	27,163	$	69,757	$	14,921	$	1,221	$	157,270

Individually evaluated for impairment by class of loans

	As of June 30, 2012						Three months ended June 30, 2012				Six months ended June 30, 2012
	Unpaid Principal Balance		Recorded Investment		ALLL Allocated		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial	$	147	$	132	$	—	$	133	$	—	$	89	$	—
Real estate:
Multi-family residential		4,970		3,942		—		3,955		29		4,099		39
Commercial:
Non-owner occupied		2,672		1,882		—		1,909		—		1,571		—
Owner occupied		839		409		—		413		—		422		—
Total with no allowance recorded		8,628		6,365		—		6,410		29		6,181		39
With an allowance recorded:
Commercial		677		677		569		679		9		687		22
Real estate:
Single-family residential		130		130		49		131		—		111		—
Multi-family residential		90		90		12		90		2		91		3
Commercial:
Non-owner occupied		2,684		2,684		261		2,411		36		2,404		87
Owner occupied		405		405		7		406		6		407		12
Land		480		435		17		438		6		461		13
Total with an allowance recorded		4,466		4,421		915		4,155		59		4,161		137
Total	$	13,094	$	10,786	$	915	$	10,565	$	88	$	10,342	$	176

	As of December 31, 2011						Three months ended June 30, 2011				Six months ended June 30, 2011
	Unpaid Principal Balance		Recorded Investment		ALLL Allocated		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial	$	573	$	47	$	—	$	154	$	—	$	149	$	—
Real estate:
Multi-family residential		6,742		4,996		—		—		—		47		—
Commercial:
Non-owner occupied		2,177		1,755		—		75		—		76		—
Owner occupied		876		446		—		—		—		—		—
Land		—		—		—		686		11		690		21
Consumer:
Home equity lines of credit:
Originated for portfolio		135		135		—		136		—		136		—
Total with no allowance recorded		10,503		7,379		—		1,051		11		1,098		21
With an allowance recorded:
Commercial		796		774		624		1,112		—		1,487		—
Real estate:
Multi-family residential		94		94		11		3,147		—		3,433		—
Commercial:
Non-owner occupied		2,823		2,823		210		1,623		—		1,938		—
Owner occupied		411		411		20		1,051		—		1,051		—
Land		766		650		32		—		—		—		—
Total with an allowance recorded		4,890		4,752		897		6,933		—		7,909		—
Total	$	15,393	$	12,131	$	897	$	7,984	$	11	$	9,007	$	21

Recorded investment in nonaccrual loans by class of loans

	June 30, 2012		December 31, 2011
Nonaccrual loans:
Commercial	$	132	$	47
Real estate:
Single-family residential		551		736
Multi-family residential		2,035		4,996
Commercial:
Non-owner occupied		1,882		1,910
Owner occupied		409		446
Consumer:
Home equity lines of credit:
Originated for portfolio		66		157
Purchased for portfolio		81		9
Total nonaccrual and nonperforming loans	$	5,156	$	8,301

Aging of recorded investment in past due loans by class of loans

	30 - 59 Days Past Due		60 - 89 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Loans Not Past Due		Nonaccrual Loans Not > 90 days Past Due
Commercial	$	—	$	—	$	132	$	132	$	20,467	$	—
Real estate:
Single-family residential		348		248		91		687		17,023		460
Multi-family residential		—		—		2,035		2,035		21,035		—
Commercial:
Non-owner occupied		301		—		1,016		1,317		29,799		866
Owner occupied		—		—		409		409		25,405		—
Land		—		—		—		—		4,702		—
Consumer:
Home equity lines of credit:
Originated for portfolio		54		—		66		120		11,143		—
Purchased for portfolio		132		—		81		213		2,186		—
Other		20		—		—		20		1,093		—
Total	$	855	$	248	$	3,830	$	4,933	$	132,853	$	1,326

	30 - 59 Days Past Due		60 - 89 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Loans Not Past Due		Nonaccrual Loans Not > 90 Days Past Due
Commercial	$	103	$	—	$	—	$	103	$	25,891	$	47
Real estate:
Single-family residential		714		474		491		1,679		16,535		245
Multi-family residential		—		—		3,065		3,065		24,098		1,931
Commercial:
Non-owner occupied		173		275		68		516		35,899		1,842
Owner occupied		—		—		—		—		27,900		446
Land		—		—		—		—		5,442		—
Consumer:
Home equity lines of credit:
Originated for portfolio		22		—		135		157		12,126		22
Purchased for portfolio		—		—		9		9		2,629		—
Other		—		30		—		30		1,191		—
Total	$	1,012	$	779	$	3,768	$	5,559	$	151,711	$	4,533

Loans modified as TDRs by class of loans

	Three months ended June 30, 2012						Six months ended June 30, 2012
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Real estate:
Single-family residential		—	$	—	$	—		1	$	132	$	138
Commercial:
Non-owner occupied		1		478		428		1		478		428
Total		1	$	478	$	428		2	$	610	$	566

Schedule of Debtor Troubled Debt Restructuring, Subsequent Periods [Table Text Block]

	June 30, 2012		December 31, 2011
Commercial	$	—	$	47
Real estate:
Single-family residential		130		—
Multi-family residential		—		2,527
Commercial:
Owner occupied		410		446
Total	$	540	$	3,020

Financing Receivable Credit Quality Indicators [Table Text Block]

	Not Rated		Pass		Special Mention		Substandard		Total
Commercial	$	356	$	15,768	$	3,194	$	1,281	$	20,599
Real estate:
Single-family residential		17,159		—		—		551		17,710
Multi-family residential		—		12,418		5,840		4,812		23,070
Commercial:
Non-owner occupied		342		22,071		3,043		5,660		31,116
Owner occupied		—		21,543		3,078		1,193		25,814
Land		905		251		436		3,110		4,702
Consumer:
Home equity lines of credit:
Originated for portfolio		11,197		—		—		66		11,263
Purchased for portfolio		1,873		—		445		81		2,399
Other		1,113		—		—		—		1,113
	$	32,945	$	72,051	$	16,036	$	16,754	$	137,786

	Not Rated		Pass		Special Mention		Substandard		Doubtful		Total
Commercial	$	432	$	19,591	$	2,062	$	3,909	$	—	$	25,994
Real estate:
Single-family residential		17,478		—		—		736		—		18,214
Multi-family residential		—		15,395		4,539		6,822		407		27,163
Commercial:
Non-owner occupied		365		22,159		5,717		8,176		—		36,417
Owner occupied		—		22,526		3,474		1,898		—		27,898
Land		954		1,123		—		3,365		—		5,442
Consumer:
Home equity lines of credit:
Originated for portfolio		12,126		—		—		157		—		12,283
Purchased for portfolio		2,182		—		447		9		—		2,638
Other		1,221		—		—		—		—		1,221
	$	34,758	$	80,794	$	16,239	$	25,072	$	407	$	157,270