Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 55,209	$ 61,436
Interest-bearing deposits in other financial institutions	1,984	1,984
Securities available for sale	17,312	18,516
Loans held for sale	1,573	1,210
Loans, net of allowance of $5,434 and $6,110	132,352	151,160
FHLB stock	1,942	1,942
Loan servicing rights	31	37
Foreclosed assets, net	2,345	2,370
Premises and equipment, net	5,423	5,534
Assets held for sale	167	167
Other intangible assets	69	89
Bank owned life insurance	4,338	4,273
Accrued interest receivable and other assets	2,870	2,202
Total assets	225,615	250,920
Deposits
Noninterest bearing	15,042	18,409
Interest bearing	183,310	198,640
Total deposits	198,352	217,049
Long-term FHLB advances	10,000	15,742
Advances by borrowers for taxes and insurance	55	159
Accrued interest payable and other liabilities	3,771	2,871
Subordinated debentures	5,155	5,155
Total liabilities	217,333	240,976
Stockholders' equity
Preferred stock, Series A, $.01 par value; aggregate liquidation value $7,886 in 2012, $7,691 in 2011 1,000,000 shares authorized; 7,225 shares issued	7,147	7,120
Common stock, $.01 par value, shares authorized; 50,000,000 in 2012 and 2011 shares issued; 937,417 in 2012 and 2011	9	9
Additional paid-in capital	27,847	27,837
Accumulated deficit	(23,807)	(22,163)
Accumulated other comprehensive income	331	386
Treasury stock, at cost; 111,707 shares	(3,245)	(3,245)
Total stockholders' equity	8,282	9,944
Total liabilities and stockholders' equity	$ 225,615	$ 250,920