Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 63,284	$ 61,436
Interest-bearing deposits in other financial institutions	1,984	1,984
Securities available for sale	18,108	18,516
Loans held for sale, at fair value	833	1,210
Loans, net of allowance of $5,641 and $6,110	140,282	151,160
FHLB stock	1,942	1,942
Loan servicing rights	35	37
Foreclosed assets, net	2,453	2,370
Premises and equipment, net	5,485	5,534
Assets held for sale	167	167
Other intangible assets	79	89
Bank owned life insurance	4,306	4,273
Accrued interest receivable and other assets	2,482	2,202
Total assets	241,440	250,920
Deposits
Noninterest bearing	18,343	18,409
Interest bearing	189,529	198,640
Total deposits	207,872	217,049
Long-term FHLB advances	15,742	15,742
Advances by borrowers for taxes and insurance	124	159
Accrued interest payable and other liabilities	3,326	2,871
Subordinated debentures	5,155	5,155
Total liabilities	232,219	240,976
Stockholders' equity
Preferred stock, Series A, $.01 par value; aggregate liquidation value $7,788 in 2012, $7,691 in 2011 1,000,000 shares authorized; 7,225 shares issued	7,133	7,120
Common stock, $.01 par value, 50,000,000 shares authorized; 937,347 shares issued	9	9
Additional paid-in capital	27,843	27,837
Accumulated deficit	(23,012)	(22,163)
Accumulated other comprehensive income	493	386
Treasury stock, at cost; 111,707 shares	(3,245)	(3,245)
Total stockholders' equity	9,221	9,944
Total liabilities and stockholders' equity	$ 241,440	$ 250,920