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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest and dividend income    
Loans and leases, including fees $ 12,828 $ 12,641
Securities 224 133
FHLB and FRB stock dividends 62 55
Federal funds sold and other 38 28
Total interest and dividend income 13,152 12,857
Interest expense    
Deposits 1,684 2,497
FHLB advances and other debt 470 519
Subordinated debentures 224 224
Total interest expense 2,378 3,240
Net interest income 10,774 9,617
Provision for loan and lease losses
Net interest income after provision for loan and lease losses 10,774 9,617
Noninterest income    
Service charges on deposit accounts 266 193
Net gains on sales of residential mortgage loans 557 6,360
Swap fee income 13 182
Gain on redemption of life insurance policies   380
Earnings on bank owned life insurance 146 90
Other 64 25
Total noninterest income 1,046 7,230
Noninterest expense    
Salaries and employee benefits 3,621 4,609
Occupancy and equipment 319 322
Data processing 520 536
Franchise and other taxes 323 239
Professional fees 607 1,215
Director fees 141 152
Postage, printing and supplies 43 39
Advertising and marketing 45 1,244
Telephone 53 59
Loan expenses 100 57
Depreciation 115 97
FDIC premiums 151 239
Regulatory assessment 66 65
Other insurance 44 28
Other 129 68
Total noninterest expense 6,277 8,969
Income before incomes taxes 5,543 7,878
Income tax expense 1,025 1,457
Net income $ 4,518 $ 6,421
Earnings per common share:    
Basic $ 0.70 $ 0.98
Diluted $ 0.69 $ 0.96