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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Consolidated Statements Of Cash Flows [Abstract]      
Net income $ 18,453 $ 29,608 $ 9,601
Adjustments to reconcile net income to net cash from operating activities:      
Provision for loan and lease losses (1,600) 10,915  
Depreciation 435 381 316
Amortization, net (2,505) (1,510) (96)
Deferred income tax (benefit) 773 (3,045) (187)
Originations of loans held for sale (2,358,511) (2,229,042) (726,208)
Proceeds from sale of loans held for sale 2,602,993 2,130,712 625,509
Net gains on sales of residential mortgage loans (5,916) (58,298) (10,454)
Net gains on sales of SBA loans (1,443) (68) (313)
Gain on sale of deposits (1,893)    
Write-down of premises and equipment 17 265  
Gain on sale of foreclosed assets     (12)
Earnings on bank owned life insurance (532) (145) (142)
Gain on redemption of life insurance policies (383)    
Stock-based compensation expense 707 711 527
Net change in:      
Accrued interest receivable and other assets 17,880 (18,451) (3,412)
Operating lease right-of-use asset 461 393 404
Operating lease right-of-use liability (498) (428) (408)
Accrued interest payable and other liabilities (15,135) 14,537 1,337
Net cash from (used by) operating activities 253,303 (123,465) (103,538)
Cash flows from investing activities      
Available-for-sale securities: Maturities, prepayments and calls 5,030 5,091 3,576
Available-for-sale securities: Purchases (13,070) (5,552) (1,494)
Purchase of equity securities   (5,000)  
Purchase of bank owned life insurance (8,000) (12,000)  
Loan and lease originations and payments, net (311,232) (241,102) (118,467)
Purchase of loans and leases (18,677)    
Proceeds from the sale of loans 33,361 1,439 6,547
Additions to premises and equipment (2,962) (385) (443)
Purchase of FRB and FHLB stock (1,468) (1,839) (532)
Purchase of other investments (1,500) (1,000) (734)
Return of investment- joint ventures 756 594 95
Proceeds from the sale of foreclosed assets     50
Proceeds from the redemption of life insurance policies 661    
Proceeds from the sale of premises and equipment 371    
Net cash used by investing activities (316,730) (259,754) (111,402)
Cash flows from financing activities:      
Net change in deposits 237,593 366,747 166,537
Cash paid for assumption of deposits in branch sale (102,418)    
Proceeds from FHLB advances and other debt 174,277 575,137 766,700
Repayments on FHLB advances and other debt (228,964) (452,224) (764,700)
Net change in warehouse line of credit (70,013) 70,013  
Net change in advances by borrowers for taxes and insurance 1,723 100 102
Cash dividends paid on common stock (848) (195)  
Proceeds from exercise of stock options 185 36  
Net proceeds from issuance of Series C preferred stock in private placement     14,000
Net proceeds from issuance of common stock in private placement     9,641
Exercise of warrants to common stock     1,258
Acquisition of treasury shares surrendered upon vesting of restricted stock and exercised options for payment of taxes and exercise proceeds (139) (32) (23)
Purchase of treasury shares (2,972) (648)  
Net cash from financing activities 8,424 558,934 193,515
Net change in cash and cash equivalents (55,003) 175,715 (21,425)
Beginning cash and cash equivalents 221,594 45,879 67,304
Ending cash and cash equivalents 166,591 221,594 45,879
Supplemental cash flow information:      
Interest paid 10,579 14,296 13,427
Income tax paid 3,850 10,300 2,510
Supplemental noncash disclosures:      
Loans transferred from held for sale to portfolio 16,611 1,725 657
Investment payable on limited liability corporation and limited partnerships 7,764 500 1,170
Transfer of other liability to operating lease right-of-use asset     184
Initial recognition of operating right-of-use lease asset 999   2,368
Initial recognition of operating right-of-use lease liability $ 999   2,368
Loans held for sale funded with other debt, net of repayments   (7,517) $ 7,517
Dividends payable   $ 2