Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 166,591	$ 221,594
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	16,347	8,701
Equity securities	5,000	5,000
Loans held for sale, at fair value	27,988	283,165
Loans and leases, net of allowance of $15,508 and $17,022	1,214,149	895,344
FHLB and FRB stock	7,315	5,847
Premises and equipment, net	5,869	3,730
Operating lease right-of-use assets	1,925	1,387
Bank owned life insurance	25,743	17,490
Accrued interest receivable and other assets	24,562	34,637
Total assets	1,495,589	1,476,995
Deposits
Noninterest bearing	284,935	198,675
Interest bearing	961,417	914,395
Total deposits	1,246,352	1,113,070
FHLB advances and other debt	89,727	214,426
Advances by borrowers for taxes and insurance	2,752	1,029
Operating lease liabilities	2,032	1,532
Accrued interest payable and other liabilities	14,513	21,884
Subordinated debentures	14,883	14,844
Total liabilities	1,370,259	1,366,785
Commitments and contingent liabilities
Stockholders' equity
Additional paid-in capital	88,528	87,637
Retained earnings	44,084	26,479
Accumulated other comprehensive income (loss)	(170)	96
Treasury stock, at cost; 246,432 shares of voting common stock at December 31, 2021 and 96,098 shares of voting common stock at December 31, 2020	(7,180)	(4,069)
Total stockholders' equity	125,330	110,210
Total liabilities and stockholder's equity	1,495,589	1,476,995
Common Stock [Member]
Stockholders' equity
Common stock	55	54
Non-Voting Common Stock [Member]
Stockholders' equity
Common stock	13	13
Series C Preferred Stock [Member]
Stockholders' equity
Preferred stock