Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 125,814	$ 221,594
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	9,738	8,701
Equity securities	5,000	5,000
Loans held for sale, at fair value	430,453	283,165
Loans and leases, net of allowance of $17,086 and $17,022	966,802	895,344
FHLB and FRB stock	6,164	5,847
Premises and equipment, net	3,769	3,730
Operating lease right-of-use assets	1,537	1,387
Bank owned life insurance	25,302	17,490
Accrued interest receivable and other assets	29,958	34,637
Total assets	1,604,637	1,476,995
Deposits
Noninterest bearing	216,935	198,675
Interest bearing	1,103,445	914,395
Total deposits	1,320,380	1,113,070
FHLB advances and other debt	137,894	214,426
Advances by borrowers for taxes and insurance	921	1,029
Operating lease liabilities	1,672	1,532
Accrued interest payable and other liabilities	12,265	21,884
Subordinated debentures	14,854	14,844
Total liabilities	1,487,986	1,366,785
Commitments and contingent liabilities
Stockholders' equity
Common stock	54	54
Additional paid-in capital	87,904	87,637
Retained earnings	32,704	26,479
Accumulated other comprehensive income	67	96
Treasury stock, at cost; 97,267 shares of voting common stock at March 31, 2021 and 96,098 shares of voting common stock at December 31, 2020	(4,091)	(4,069)
Total stockholders' equity	116,651	110,210
Total liabilities and stockholder's equity	1,604,637	1,476,995
Non-Voting Common Stock [Member]
Stockholders' equity
Common stock	13	13
Total stockholders' equity	13	13
Series C Preferred Stock [Member]
Stockholders' equity
Preferred stock