Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 92,784	$ 45,879
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	9,746	8,174
Loans held for sale, at fair value	308,691	135,711
Loans and leases, net of allowance of $15,492 and $7,138	871,709	663,303
FHLB and FRB stock	5,377	4,008
Premises and equipment, net	3,937	3,991
Operating lease right-of-use assets	1,488	1,780
Bank owned life insurance	5,453	5,345
Accrued interest receivable and other assets	37,754	12,254
Total assets	1,337,039	880,545
Deposits
Noninterest bearing	149,886	115,530
Interest bearing	824,082	630,793
Total deposits	973,968	746,323
FHLB advances and other debt	224,521	29,017
Advances by borrowers for taxes and insurance	537	929
Operating lease liabilities	1,642	1,960
Accrued interest payable and other liabilities	18,567	6,846
Subordinated debentures	14,835	14,806
Total liabilities	1,234,070	799,881
Commitments and contingent liabilities
Stockholders' equity
Common stock	54	54
Additional paid-in capital	87,516	86,903
Retained earnings (accumulated deficit)	19,328	(2,932)
Accumulated other comprehensive income	122	28
Treasury stock, at cost; 95,809 shares of common stock at September 30, 2020 and 32,940 shares of common stock at December 31, 2019	(4,064)	(3,389)
Total stockholders' equity	102,969	80,664
Total liabilities and stockholder's equity	1,337,039	880,545
Non-Voting Common Stock [Member]
Stockholders' equity
Common stock	13
Total stockholders' equity	13
Series B Preferred Stock [Member]
Stockholders' equity
Preferred stock
Series C Preferred Stock [Member]
Stockholders' equity
Preferred stock