Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 75,352	$ 45,879
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	11,390	8,174
Loans held for sale, at fair value	115,197	135,711
Loans and leases, net of allowance of $7,073 and $7,138	707,868	663,303
FHLB and FRB stock	4,510	4,008
Premises and equipment, net	4,040	3,991
Operating lease right-of-use assets	1,685	1,780
Bank owned life insurance	5,381	5,345
Accrued interest receivable and other assets	19,842	12,254
Total assets	945,365	880,545
Deposits
Noninterest bearing	104,322	115,530
Interest bearing	644,183	630,793
Total deposits	748,505	746,323
FHLB advances and other debt	82,594	29,017
Advances by borrowers for taxes and insurance	636	929
Operating lease liabilities	1,856	1,960
Accrued interest payable and other liabilities	14,078	6,846
Subordinated debentures	14,815	14,806
Total liabilities	862,484	799,881
Commitments and contingent liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized: 9,090,909; shares issued: 5,377,160 at March 31, 2020 and 5,409,394 at December 31, 2019	54	54
Additional paid-in capital	87,046	86,903
Accumulated deficit	(926)	(2,932)
Accumulated other comprehensive income	172	28
Treasury stock, at cost; 39,562 shares of common stock at March 31, 2020 and 32,940 shares of common stock at December 31, 2019	(3,465)	(3,389)
Total stockholders' equity	82,881	80,664
Total liabilities and stockholder's equity	945,365	880,545
Series B Preferred Stock [Member]
Stockholders' equity
Preferred stock
Series C Preferred Stock [Member]
Stockholders' equity
Preferred stock
Total stockholders' equity