Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and cash equivalents	$ 59,368	$ 45,498
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	11,064	11,773
Loans held for sale, at fair value	24,079	1,124
Loans and leases, net of allowance of $7,005 and $6,970	493,529	406,406
FHLB and FRB stock	3,476	3,227
Premises and equipment, net	3,723	3,533
Bank owned life insurance	5,168	5,065
Accrued interest receivable and other assets	5,872	4,699
Total assets	606,379	481,425
Deposits
Noninterest bearing	91,083	89,588
Interest bearing	440,979	329,440
Total deposits	532,062	419,028
FHLB advances and other debt	21,500	13,500
Advances by borrowers for taxes and insurance	449	489
Accrued interest payable and other liabilities	3,626	2,992
Subordinated debentures	5,155	5,155
Total liabilities	562,792	441,164
Commitments and contingent liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized: 9,090,909(1); shares issued: 4,279,657 at September 30, 2018 and 4,273,085(1) at December 31, 2017	43	43
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 0 issued at September 30, 2018 and 0 at December 31, 2017
Additional paid-in capital	61,174	60,676
Accumulated deficit	(14,174)	(17,087)
Accumulated other comprehensive loss	(132)	(47)
Treasury stock, at cost; 27,701 shares of common stock at September 30, 2018 and December 31, 2017	(3,324)	(3,324)
Total stockholders' equity	43,587	40,261
Total liabilities and stockholder's equity	$ 606,379	$ 481,425