Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and cash equivalents	$ 32,739	$ 45,498
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	11,614	11,773
Loans held for sale, at fair value	26,424	1,124
Loans and leases, net of allowance of $6,981 and $6,970	470,557	406,406
FHLB and FRB stock	3,251	3,227
Premises and equipment, net	3,678	3,533
Bank owned life insurance	5,133	5,065
Accrued interest receivable and other assets	5,433	4,699
Total assets	558,929	481,425
Deposits
Noninterest bearing	99,579	89,588
Interest bearing	388,546	329,440
Total deposits	488,125	419,028
FHLB advances and other debt	19,500	13,500
Advances by borrowers for taxes and insurance	225	489
Accrued interest payable and other liabilities	3,480	2,992
Subordinated debentures	5,155	5,155
Total liabilities	516,485	441,164
Commitments and contingent liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized: 50,000,000; shares issued: 23,537,073 at June 30, 2018 and 23,501,972 at December 31, 2017	235	235
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 0 issued at June 30, 2018 and 0 at December 31, 2017
Additional paid-in capital	60,852	60,484
Accumulated deficit	(15,203)	(17,087)
Accumulated other comprehensive loss	(116)	(47)
Treasury stock, at cost; 152,359 shares of common stock at June 30, 2018 and December 31, 2017	(3,324)	(3,324)
Total stockholders' equity	42,444	40,261
Total liabilities and stockholder's equity	$ 558,929	$ 481,425