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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Interest and dividend income    
Loans and leases, including fees $ 16,487 $ 14,050
Securities 183 125
FHLB and FRB stock dividends 154 78
Federal funds sold and other 383 156
Total interest and dividend income 17,207 14,409
Interest expense    
Deposits 3,059 2,657
FHLB advances and other debt 263 254
Subordinated debentures 212 185
Total interest expense 3,534 3,096
Net interest income 13,673 11,313
Provision for loan losses and leases   230
Net interest income after provision for loan and lease losses 13,673 11,083
Noninterest income    
Service charges on deposit accounts 409 741
Net gains on sales of loans 75 134
Net loss on sales of securitites
Earnings on bank owned life insurance 135 133
Other 124 169
Total noninterest income 743 1,177
Noninterest expense    
Salaries and employee benefits 6,074 4,965
Occupancy and equipment 671 579
Data processing 995 1,116
Franchise and other taxes 366 358
Professional fees 988 1,148
Director fees 312 228
Postage, printing and supplies 175 168
Advertising and promotion 154 125
Telephone 118 123
Loan expenses 170 141
Foreclosed assets, net 18 65
Depreciation 208 211
FDIC premiums 282 222
Regulatory assessment 127 62
Other insurance 92 109
Other 205 203
Total noninterest expense 10,955 9,823
Income before incomes taxes 3,461 2,437
Income tax expense 2,115 810
Net income 1,346 1,627
Dividends on Series B preferred stock and accretion of discount (666) (857)
Net income attributable to common stockholders $ 680 $ 770
Earnings per common share:    
Basic $ 0.04 $ 0.05
Diluted $ 0.04 $ 0.05