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Consolidated Statements Of Income - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest and dividend income    
Loans and leases, including fees $ 14,050,000 $ 12,126,000
Securities 125,000 131,000
FHLB stock dividends 78,000 78,000
Federal funds sold and other 156,000 70,000
Total interest and dividend income 14,409,000 12,405,000
Interest expense    
Deposits 2,657,000 2,212,000
FHLB advances and other debt 254,000 232,000
Subordinated debentures 185,000 164,000
Total interest expense 3,096,000 2,608,000
Net interest income 11,313,000 9,797,000
Provision for loan losses and leases 230,000 250,000
Net interest income after provision for loan and lease losses 11,083,000 9,547,000
Noninterest income    
Service charges on deposit accounts 741,000 491,000
Net gains on sales of loans 134,000 325,000
Net loss on sales of securitites   (12,000)
Earnings on bank owned life insurance 133,000 132,000
Other 169,000 412,000
Total noninterest income 1,177,000 1,348,000
Noninterest expense    
Salaries and employee benefits 4,965,000 4,753,000
Occupancy and equipment 579,000 533,000
Data processing 1,116,000 1,054,000
Franchise and other taxes 358,000 318,000
Professional fees 1,148,000 956,000
Director fees 228,000 150,000
Postage, printing and supplies 168,000 198,000
Advertising and promotion 125,000 145,000
Telephone 123,000 119,000
Loan expenses 141,000 207,000
Foreclosed assets, net 65,000 137,000
Depreciation 211,000 211,000
FDIC premiums 222,000 421,000
Regulatory assessment 62,000 131,000
Other insurance 109,000 121,000
Other 203,000 157,000
Total noninterest expense 9,823,000 9,611,000
Income before income taxes 2,437,000 1,284,000
Income tax expense (benefit) 810,000 (3,193,000)
Net income 1,627,000 4,477,000
Dividends on Series B preferred stock and accretion of discount (857,000) (857,000)
Net income attributable to common stockholders $ 770,000 $ 3,620,000
Earnings per common share:    
Basic $ 0.05 $ 0.23
Diluted $ 0.05 $ 0.20