XML 37 R26.htm IDEA: XBRL DOCUMENT v3.5.0.2
Loans And Leases (Tables)
 9 Months Ended
Sep. 30, 2016
Loans And Leases [Abstract]  
Recorded Investment In Loans By Portfolio Segment



 

 

 

 

 



 

 

 

 

 



 

 

 



September 30, 2016

 

December 31, 2015



( unaudited)

 

 

 

Commercial

$

 70,128 

 

$

 43,744 

Real estate:

 

 

 

 

 

Single-family residential

 

 87,949 

 

 

 81,985 

Multi-family residential

 

 32,493 

 

 

 28,950 

Commercial

 

 100,695 

 

 

 96,488 

Construction

 

 21,251 

 

 

 24,662 

Consumer:

 

 

 

 

 

Home equity lines of credit

 

 23,074 

 

 

 21,837 

Other

 

 679 

 

 

 6,018 

Subtotal

 

 336,269 

 

 

 303,684 

Less: ALLL

 

 (6,893)

 

 

 (6,620)

Loans and leases, net

$

 329,376 

 

$

 297,064 



Activity In ALLL By Portfolio Segment





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



Three months ended September 30, 2016 (unaudited)



 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 



Commercial

 

Single-family

 

Multi-family

 

Commercial

 

Construction

 

Home Equity lines of credit

 

Other

 

Total

Beginning balance

$

 1,458 

 

$

 875 

 

$

 694 

 

$

 2,567 

 

$

 478 

 

$

 534 

 

$

 7 

 

$

 6,613 

Addition to (reduction in) provision for loan losses

 

 252 

 

 

 (54)

 

 

 (122)

 

 

 (52)

 

 

 25 

 

 

 (62)

 

 

 33 

 

 

 20 

Charge-offs

 

 (5)

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 (1)

 

 

 (6)

Recoveries

 

-  

 

 

 3 

 

 

 143 

 

 

 100 

 

 

-  

 

 

 20 

 

 

-  

 

 

 266 

Ending balance

$

 1,705 

 

$

 824 

 

$

 715 

 

$

 2,615 

 

$

 503 

 

$

 492 

 

$

 39 

 

$

 6,893 











 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



Nine months ended September 30, 2016 (unaudited)



 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 



Commercial

 

Single-family

 

Multi-family

 

Commercial

 

Construction

 

Home Equity lines of credit

 

Other

 

Total

Beginning balance

$

 1,380 

 

$

 691 

 

$

 705 

 

$

 2,710 

 

$

 561 

 

$

 474 

 

$

 99 

 

$

 6,620 

Addition to (reduction in) provision for loan losses

 

 448 

 

 

 223 

 

 

 (133)

 

 

 (195)

 

 

 (58)

 

 

 4 

 

 

 (59)

 

 

 230 

Charge-offs

 

 (123)

 

 

 (94)

 

 

-  

 

 

-  

 

 

-  

 

 

 (53)

 

 

 (1)

 

 

 (271)

Recoveries

 

-  

 

 

 4 

 

 

 143 

 

 

 100 

 

 

-  

 

 

 67 

 

 

-  

 

 

 314 

Ending balance

$

 1,705 

 

$

 824 

 

$

 715 

 

$

 2,615 

 

$

 503 

 

$

 492 

 

$

 39 

 

$

 6,893 







The following table presents the activity in the ALLL by portfolio segment for the three and nine months ended September 30, 2015:





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



Three months ended September 30, 2015 (unaudited)



 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 



Commercial

 

Single-family

 

Multi-family

 

Commercial

 

Construction

 

Home Equity lines of credit

 

Other

 

Total

Beginning balance

$

 1,394 

 

$

 658 

 

$

 754 

 

$

 2,372 

 

$

 722 

 

$

 470 

 

$

 110 

 

$

 6,480 

Addition to (reduction in) provision for loan losses

 

 (121)

 

 

 6 

 

 

 (4)

 

 

 276 

 

 

 (120)

 

 

 17 

 

 

 (4)

 

 

 50 

Charge-offs

 

-  

 

 

 (9)

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 (9)

Recoveries

 

-  

 

 

-  

 

 

-  

 

 

 (3)

 

 

-  

 

 

 4 

 

 

-  

 

 

 1 

Ending balance

$

 1,273 

 

$

 655 

 

$

 750 

 

$

 2,645 

 

$

 602 

 

$

 491 

 

$

 106 

 

$

 6,522 











 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



Nine months ended September 30, 2015 (unaudited)



 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 



Commercial

 

Single-family

 

Multi-family

 

Commercial

 

Construction

 

Home Equity lines of credit

 

Other

 

Total

Beginning balance

$

 1,346 

 

$

 634 

 

$

 818 

 

$

 2,541 

 

$

 442 

 

$

 441 

 

$

 94 

 

$

 6,316 

Addition to (reduction in) provision for loan losses

 

 (90)

 

 

 60 

 

 

 (68)

 

 

 96 

 

 

 160 

 

 

 26 

 

 

 16 

 

 

 200 

Charge-offs

 

 (8)

 

 

 (40)

 

 

-  

 

 

 (25)

 

 

-  

 

 

-  

 

 

 (10)

 

 

 (83)

Recoveries

 

 25 

 

 

 1 

 

 

-  

 

 

 33 

 

 

-  

 

 

 24 

 

 

 6 

 

 

 89 

Ending balance

$

 1,273 

 

$

 655 

 

$

 750 

 

$

 2,645 

 

$

 602 

 

$

 491 

 

$

 106 

 

$

 6,522 



Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method

The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of September 30, 2016 (unaudited):



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 

 



 

Commercial

 

Single-
family

 

Multi-
family

 

Commercial

 

Construction

 

Home Equity
lines of credit

 

Other

 

Total

 

ALLL:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending allowance balance attributable to loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

-  

 

$

-  

 

$

-  

 

$

 25 

 

$

-  

 

$

-  

 

$

-  

 

$

 25 

 

Collectively evaluated for impairment

 

 

 1,705 

 

 

 824 

 

 

 715 

 

 

 2,590 

 

 

 503 

 

 

 492 

 

 

 39 

 

 

 6,868 

 

Total ending allowance balance

 

$

 1,705 

 

$

 824 

 

$

 715 

 

$

 2,615 

 

$

 503 

 

$

 492 

 

$

 39 

 

$

 6,893 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

 674 

 

$

 284 

 

$

 39 

 

$

 2,971 

 

$

-  

 

$

-  

 

$

-  

 

$

 3,968 

 

Collectively evaluated for impairment

 

 

 69,454 

 

 

 87,665 

 

 

 32,454 

 

 

 97,724 

 

 

 21,251 

 

 

 23,074 

 

 

 679 

 

 

 332,301 

 

Total ending loan balance

 

$

 70,128 

 

$

 87,949 

 

$

 32,493 

 

$

 100,695 

 

$

 21,251 

 

$

 23,074 

 

$

 679 

 

$

 336,269 

 







The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of December 31, 2015: 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

Real Estate

 

 

 

 

Consumer

 

 

 



 

Commercial

 

Single-
family

 

Multi-
family

 

Commercial

 

Construction

 

Home Equity
lines of credit

 

Other

 

Total

ALLL:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending allowance balance attributable to loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

 5 

 

$

 1 

 

$

-  

 

$

 14 

 

$

-  

 

$

-  

 

$

-  

 

$

 20 

Collectively evaluated for impairment

 

 

 1,375 

 

 

 690 

 

 

 705 

 

 

 2,696 

 

 

 561 

 

 

 474 

 

 

 99 

 

 

 6,600 

Total ending allowance balance

 

$

 1,380 

 

$

 691 

 

$

 705 

 

$

 2,710 

 

$

 561 

 

$

 474 

 

$

 99 

 

$

 6,620 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

 422 

 

$

 289 

 

$

 1,590 

 

$

 3,449 

 

$

-  

 

$

-  

 

$

-  

 

$

 5,750 

Collectively evaluated for impairment

 

 

 43,322 

 

 

 81,696 

 

 

 27,360 

 

 

 93,039 

 

 

 24,662 

 

 

 21,837 

 

 

 6,018 

 

 

 297,934 

Total ending loan balance

 

$

 43,744 

 

$

 81,985 

 

$

 28,950 

 

$

 96,488 

 

$

 24,662 

 

$

 21,837 

 

$

 6,018 

 

$

 303,684 



Individually Evaluated For Impairment By Class Of Loans

The following table presents loans individually evaluated for impairment by class of loans at September 30, 2016.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three and nine months ended September 30, 2016.  Cash payments of interest on these loans during the three and nine months ended September 30, 2016 totaled $60 and $174, respectively.





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

Three months ended

 

Nine months ended



As of September 30, 2016

 

September 30, 2016

 

September 30, 2016



(unaudited)

 

(unaudited)

 

(unaudited)



Unpaid Principal Balance

 

Recorded Investment

 

ALLL Allocated

 

Average Recorded Investment

 

Interest Income Recognized

 

Average Recorded Investment

 

Interest Income Recognized

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$

 576 

 

$

 458 

 

$

-  

 

$

 457 

 

$

 4 

 

$

 455 

 

$

 9 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 322 

 

 

 161 

 

 

-  

 

 

 161 

 

 

-  

 

 

 161 

 

 

-  

Multi-family residential

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

Owner occupied

 

 877 

 

 

 356 

 

 

-  

 

 

 358 

 

 

 13 

 

 

 363 

 

 

 35 

Land

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

Total with no allowance recorded

 

 1,775 

 

 

 975 

 

 

-  

 

 

 976 

 

 

 17 

 

 

 979 

 

 

 44 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 216 

 

 

 216 

 

 

-  

 

 

 222 

 

 

 1 

 

 

 241 

 

 

 3 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 123 

 

 

 123 

 

 

-  

 

 

 124 

 

 

 2 

 

 

 126 

 

 

 6 

Multi-family residential

 

 39 

 

 

 39 

 

 

-  

 

 

 40 

 

 

 1 

 

 

 42 

 

 

 2 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

 2,192 

 

 

 2,192 

 

 

 20 

 

 

 2,196 

 

 

 33 

 

 

 2,206 

 

 

 101 

Owner occupied

 

 205 

 

 

 205 

 

 

 2 

 

 

 206 

 

 

 2 

 

 

 209 

 

 

 7 

Land

 

 263 

 

 

 218 

 

 

 3 

 

 

 222 

 

 

 4 

 

 

 232 

 

 

 11 

Total with an allowance recorded

 

 3,038 

 

 

 2,993 

 

 

 25 

 

 

 3,010 

 

 

 43 

 

 

 3,056 

 

 

 130 

Total

$

 4,813 

 

$

 3,968 

 

$

 25 

 

$

 3,986 

 

$

 60 

 

$

 4,035 

 

$

 174 





The following table presents loans individually evaluated for impairment by class of loans at December 31, 2015.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three and nine months ended September 30, 2015.  Cash payments of interest during the three and nine months ended September 30, 2015 totaled $83 and $251, respectively.





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

Three months ended

 

Nine months ended



As of December 31, 2015

 

September 30, 2015

 

September 30, 2015



 

 

 

 

 

 

 

 

 

(unaudited)

 

(unaudited)



Unpaid Principal Balance

 

Recorded Investment

 

ALLL Allocated

 

Average Recorded Investment

 

Interest Income Recognized

 

Average Recorded Investment

 

Interest Income Recognized

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$

 36 

 

$

 28 

 

$

-  

 

$

 69 

 

$

-  

 

$

 75 

 

$

 1 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 322 

 

 

 161 

 

 

-  

 

 

 163 

 

 

-  

 

 

 167 

 

 

-  

Multi-family residential

 

 1,545 

 

 

 1,545 

 

 

-  

 

 

 1,557 

 

 

 24 

 

 

 1,565 

 

 

 71 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

 546 

 

 

 446 

 

 

-  

 

 

 446 

 

 

-  

 

 

 458 

 

 

-  

Owner occupied

 

 688 

 

 

 167 

 

 

-  

 

 

 173 

 

 

 10 

 

 

 176 

 

 

 29 

Land

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

-  

Total with no allowance recorded

 

 3,137 

 

 

 2,347 

 

 

-  

 

 

 2,408 

 

 

 34 

 

 

 2,441 

 

 

 101 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 394 

 

 

 394 

 

 

 5 

 

 

 427 

 

 

 3 

 

 

 452 

 

 

 9 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 128 

 

 

 128 

 

 

 1 

 

 

 130 

 

 

 1 

 

 

 131 

 

 

 5 

Multi-family residential

 

 45 

 

 

 45 

 

 

-  

 

 

 47 

 

 

 1 

 

 

 49 

 

 

 2 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

 2,224 

 

 

 2,224 

 

 

 9 

 

 

 2,238 

 

 

 34 

 

 

 2,247 

 

 

 102 

Owner occupied

 

 363 

 

 

 363 

 

 

 1 

 

 

 369 

 

 

 5 

 

 

 373 

 

 

 16 

Land

 

 294 

 

 

 249 

 

 

 4 

 

 

 267 

 

 

 4 

 

 

 280 

 

 

 13 

Total with an allowance recorded

 

 3,448 

 

 

 3,403 

 

 

 20 

 

 

 3,478 

 

 

 48 

 

 

 3,532 

 

 

 147 

Total

$

 6,585 

 

$

 5,750 

 

$

 20 

 

$

 5,886 

 

$

 82 

 

$

 5,973 

 

$

 248 



Recorded Investment In Nonperforming Loans By Class Of Loans



 

 

 

 

 



 

 

 

 

 



 

 

 



September 30, 2016

 

December 31, 2015



(unaudited)

 

 

 

Loans past due over 90 days still on accrual

$

-  

 

$

-  

Nonaccrual loans:

 

 

 

 

 

Commercial

 

 276 

 

 

 224 

Real estate:

 

 

 

 

 

Single-family residential

 

 546 

 

 

 640 

Commercial:

 

 

 

 

 

Non-owner occupied

 

-  

 

 

 446 

Consumer:

 

 

 

 

 

Home equity lines of credit:

 

 

 

 

 

Originated for portfolio

 

 46 

 

 

 20 

Purchased for portfolio

 

-  

 

 

 95 

Total nonaccrual

 

 868 

 

 

 1,425 

Total nonaccrual and nonperforming loans

$

 868 

 

$

 1,425 



Aging Of Recorded Investment In Past Due Loans By Class Of Loans

The following table presents the aging of the recorded investment in past due loans by class of loans as of September 30, 2016 (unaudited):



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



30 - 59 Days Past Due

 

60 - 89 Days Past Due

 

Greater than 90 Days Past Due

 

Total Past Due

 

Loans Not Past Due

 

Nonaccrual Loans Not > 90 days Past Due

Commercial

$

-  

 

$

-  

 

$

 119 

 

$

 119 

 

$

 70,009 

 

$

 157 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 914 

 

 

 764 

 

 

 287 

 

 

 1,965 

 

 

 85,984 

 

 

 259 

Multi-family residential

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 32,493 

 

 

-  

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 58,251 

 

 

-  

Owner occupied

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 33,186 

 

 

-  

Land

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 9,258 

 

 

-  

Construction

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 21,251 

 

 

-  

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home equity lines of credit:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Originated for portfolio

 

-  

 

 

-  

 

 

 46 

 

 

 46 

 

 

 22,253 

 

 

-  

Purchased for portfolio

 

 70 

 

 

-  

 

 

-  

 

 

 70 

 

 

 705 

 

 

-  

Other

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 679 

 

 

-  

Total

$

 984 

 

$

 764 

 

$

 452 

 

$

 2,200 

 

$

 334,069 

 

$

 416 







The following table presents the aging of the recorded investment in past due loans by class of loans as of December 31, 2015:



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



30 - 59 Days Past Due

 

60 - 89 Days Past Due

 

Greater than 90 Days Past Due

 

Total Past Due

 

Loans Not Past Due

 

Nonaccrual Loans Not > 90 days Past Due

Commercial

$

-  

 

$

 9 

 

$

 28 

 

$

 37 

 

$

 43,707 

 

$

 196 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Single-family residential

 

 598 

 

 

 161 

 

 

 148 

 

 

 907 

 

 

 81,078 

 

 

 492 

Multi-family residential

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 28,950 

 

 

-  

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-owner occupied

 

-  

 

 

 446 

 

 

-  

 

 

 446 

 

 

 57,573 

 

 

 446 

Owner occupied

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 30,169 

 

 

-  

Land

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 8,300 

 

 

-  

Construction

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 24,662 

 

 

-  

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home equity lines of credit:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Originated for portfolio

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 20,789 

 

 

 20 

Purchased for portfolio

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 1,048 

 

 

 95 

Other

 

-  

 

 

-  

 

 

-  

 

 

-  

 

 

 6,018 

 

 

-  

Total

$

 598 

 

$

 616 

 

$

 176 

 

$

 1,390 

 

$

 302,294 

 

$

 1,249 



Loans Modified As TDRs By Class Of Loans



 

 

 

 

 



 

 

 

 

 



 

 

 



September 30, 2016

 

December 31, 2015



(unaudited)

 

 

 

Commercial

$

 157 

 

$

 195 

Real estate:

 

 

 

 

 

Single-family residential

 

 161 

 

 

 161 

Total

$

 318 

 

$

 356 



Recorded Investment In Loans By Risk Category And Class Of Loans

The recorded investment in loans by risk category and by class of loans as of September 30, 2016 and based on the most recent analysis performed follows.  There were no loans rated doubtful at September 30, 2016.



 

 

 

 

 

 

 

 

 

 

 

 

 

 

(unaudited)

Not Rated

 

Pass

 

Special Mention

 

Substandard

 

Total

Commercial

$

 5,961 

 

$

 63,370 

 

$

 123 

 

$

 674 

 

$

 70,128 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Single-family residential

 

 87,384 

 

 

-  

 

 

-  

 

 

 565 

 

 

 87,949 

    Multi-family residential

 

-  

 

 

 31,810 

 

 

 510 

 

 

 173 

 

 

 32,493 

    Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

        Non-owner occupied

 

 118 

 

 

 55,458 

 

 

 1,802 

 

 

 873 

 

 

 58,251 

        Owner occupied

 

-  

 

 

 30,054 

 

 

 1,895 

 

 

 1,237 

 

 

 33,186 

        Land

 

-  

 

 

 6,803 

 

 

-  

 

 

 2,455 

 

 

 9,258 

    Construction

 

 4,470 

 

 

 16,781 

 

 

-  

 

 

-  

 

 

 21,251 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Home equity lines of credit:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

        Originated for portfolio

 

 22,167 

 

 

-  

 

 

-  

 

 

 132 

 

 

 22,299 

        Purchased for portfolio

 

 630 

 

 

-  

 

 

-  

 

 

 145 

 

 

 775 

    Other

 

 679 

 

 

-  

 

 

-  

 

 

-  

 

 

 679 



$

 121,409 

 

$

 204,276 

 

$

 4,330 

 

$

 6,254 

 

$

 336,269 









The recorded investment in loans by risk category and by class of loans as of December 31, 2015 follows.  There were no loans rated doubtful at December 31, 2015. 





 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 



Not Rated

 

Pass

 

Special Mention

 

Substandard

 

Total

Commercial

$

 83 

 

$

 41,473 

 

$

 1,892 

 

$

 296 

 

$

 43,744 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Single-family residential

 

 81,318 

 

 

-  

 

 

-  

 

 

 667 

 

 

 81,985 

    Multi-family residential

 

 2,777 

 

 

 25,466 

 

 

 528 

 

 

 179 

 

 

 28,950 

    Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

        Non-owner occupied

 

 125 

 

 

 54,674 

 

 

 1,852 

 

 

 1,368 

 

 

 58,019 

        Owner occupied

 

-  

 

 

 26,923 

 

 

 3,079 

 

 

 167 

 

 

 30,169 

        Land

 

-  

 

 

 5,720 

 

 

-  

 

 

 2,580 

 

 

 8,300 

    Construction

 

 11,252 

 

 

 13,410 

 

 

-  

 

 

-  

 

 

 24,662 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Home equity lines of credit:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

        Originated for portfolio

 

 20,677 

 

 

-  

 

 

-  

 

 

 112 

 

 

 20,789 

        Purchased for portfolio

 

 802 

 

 

-  

 

 

-  

 

 

 246 

 

 

 1,048 

    Other

 

 2,172 

 

 

 3,846 

 

 

-  

 

 

-  

 

 

 6,018 



$

 119,206 

 

$

 171,512 

 

$

 7,351 

 

$

 5,615 

 

$

 303,684