Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and dividend income
Loans, including fees	$ 2,946	$ 2,122
Securities	35	44
FHLB stock dividends	20	20
Federal funds sold and other	17	17
Total interest and dividend income	3,018	2,203
Interest expense
Deposits	485	355
FHLB advances and other debt	57	45
Subordinated debentures	40	42
Total interest expense	582	442
Net interest income	2,436	1,761
Provision for loan losses	75	20
Net interest income after provision for loan losses	2,361	1,741
Noninterest income
Service charges on deposit accounts	116	103
Net gains on sales of loans	84	17
Net gain (loss) on sales of securities	(12)
Earnings on bank owned life insurance	32	32
Other	135	93
Total noninterest income	355	245
Noninterest expense
Salaries and employee benefits	1,220	1,103
Occupancy and equipment	139	158
Data processing	249	207
Franchise taxes	80	50
Professional fees	244	297
Director fees	33	12
Postage, printing and supplies	72	84
Advertising and promotion	45	3
Telephone	25	25
Loan expenses	37	4
Foreclosed assets, net	46	11
Depreciation	52	52
FDIC premiums	104	79
Regulatory assessment	51	39
Other insurance	30	36
Other	38	40
Total noninterest expense	2,465	2,200
Income (loss) before incomes taxes	251	(214)
Income tax expense
Net income (loss)	251	(214)
Dividends on Series B preferred stock and accretion of discount	(214)
Earnings (loss) attributable to common stockholders	$ 37	$ (214)
Earnings (loss) per common share:
Basic	$ 0.00	$ (0.01)
Diluted	$ 0.00	$ (0.01)