Consolidated Statements Of Loss (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income
Loans, including fees	$ 2,122	$ 1,596
Securities	44	60
FHLB stock dividends	20	21
Federal funds sold and other	17	34
Total interest and dividend income	2,203	1,711
Interest expense
Deposits	355	408
FHLB advances and other debt	45	76
Subordinated debentures	42	41
Total interest expense	442	525
Net interest income	1,761	1,186
Provision for loan losses	20	326
Net interest income after provision for loan losses	1,741	860
Noninterest income
Service charges on deposit accounts	103	73
Net gains on sales of loans	17	6
Earnings on bank owned life insurance	32	32
Other	93	22
Total noninterest income	245	133
Noninterest expense
Salaries and employee benefits	1,103	892
Occupancy and equipment	158	75
Data processing	207	163
Franchise taxes	50	85
Professional fees	297	212
Director fees	12	5
Postage, printing and supplies	84	58
Advertising and promotion	3	6
Telephone	25	16
Loan expenses	4	17
Foreclosed assets, net	11	(19)
Depreciation	52	54
FDIC premiums	79	111
Amortization of intangibles		9
Regulatory assessment	39	39
Other insurance	36	37
Other	40	43
Total non-interest expense	2,200	1,803
Income (loss) before incomes taxes	(214)	(810)
Income tax expense
Net income (loss)	(214)	(810)
Earnings (loss) attributable to common stockholders	$ (214)	$ (810)
Earnings (loss) per common share:
Basic	$ (0.01)	$ (0.05)
Diluted	$ (0.01)	$ (0.05)