Loan Servicing (Tables)

12 Months Ended

Dec. 31, 2013

Principal Balances of Mortgage Loans at Year-End


	2013		2012

Mortgage loans serviced for Freddie Mac	$	8,243	$	10,433

Activity for Mortgage Servicing Rights and Related Valuation Allowance


	2013		2012		2011

Servicing rights, net of valuation allowance:
Beginning of year	$	29	$	37		57
Additions		-		-		-
Amortized to expense		(9)		(9)		(23)
Change in valuation allowance		-		1		3
End of year		20		29		37

Valuation allowance:
Beginning of year		1		2		5
Additions expensed		-		-		-
Reductions credited to operations		-		(1)		(3)
End of year	$	1	$	1	$	2

- Definition

Tabular disclosure of the activity in the balance of servicing assets subsequently measured at amortized value (including a description of where changes in carrying value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (through purchases of servicing assets and servicing assets that result from transfers of financial assets), disposals, amortization, application of valuation allowances, other-than-temporary impairments, and other changes that affect the balance along with a description of those changes.

+ References+ Details