Consolidated Statements Of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income
Loans, including fees	$ 1,822	$ 1,656	$ 5,152	$ 5,316
Securities	52	45	155	166
FHLB stock dividends	21	20	62	63
Federal funds sold and other	36	41	107	122
Total interest and dividend income	1,931	1,762	5,476	5,667
Interest expense
Deposits	417	501	1,246	1,651
Long-term FHLB advances and other debt	79	78	232	268
Subordinated debentures	42	46	125	138
Total interest expense	538	625	1,603	2,057
Net interest income	1,393	1,137	3,873	3,610
Provision for loan losses	76	543	726	943
Net interest income after provision for loan losses	1,317	594	3,147	2,667
Noninterest income
Service charges on deposit accounts	92	63	248	180
Net gains (losses) on sales of loans	(1)	146	112	281
Loan servicing fees, net		6		19
Net gain on sales of securitites				143
Earnings on bank owned life insurance	33	33	98	98
Other	52	14	120	39
Total noninterest income	176	262	578	760
Noninterest expense
Salaries and employee benefits	970	1,013	2,823	2,957
Occupancy and equipment	70	68	229	201
Data processing	158	146	464	425
Franchise taxes	84	65	254	166
Professional fees	211	234	598	651
Director fees	5	28	13	119
Postage, printing and supplies	42	28	169	132
Advertising and promotion	20	4	32	11
Telephone	18	17	55	50
Loan expenses	29	69	55	100
Foreclosed assets, net	(4)	776	(22)	982
Depreciation	54	54	161	183
FDIC premiums	80	144	227	442
Amortization of intangibles	11	10	30	30
Regulatory assessment	41	39	119	105
Other insurance	37	36	110	116
Other	52	34	157	89
Total non-interest expense	1,878	2,765	5,474	6,759
Income (loss) before incomes taxes	(385)	(1,909)	(1,749)	(3,332)
Income tax expense (benefit)
Net loss	(385)	(1,909)	(1,749)	(3,332)
Preferred stock dividends and accretion of discount on preferred stock		(107)		(328)
Discount on redemption of preferred stock		4,960		4,960
Earnings (loss) attributable to common stockholders	$ (385)	$ 2,944	$ (1,749)	$ 1,300
Earnings (loss) per common share:
Basic	$ (0.02)	$ 0.38	$ (0.11)	$ 0.42
Diluted	$ (0.02)	$ 0.38	$ (0.11)	$ 0.42