8-K 1 l02503ae8vk.txt CENTRAL FEDERAL CORPORATION SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of Earliest Event Reported): August 1, 2003 CENTRAL FEDERAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 0-25045 34-1877137 (State or other jurisdiction of (Commission (IRS employer incorporation or organization) file number) identification number) 601 Main Street, Wellsville, Ohio 43968 (330) 531-1517 (Address of Principal Executive Offices) (Zip Code) (Telephone Number) Item 7 Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits `99 Press Release dated August 1, 2003 announcing the financial results of Central Federal Corporation for the fiscal quarter ended June 30, 2003 Item 12 Results of Operations and Financial Condition On August 1, 2003, Central Federal Corporation announced financial results for the fiscal quarter ended June 30, 2003. A copy of the press release announcing the company's financial results for the first quarter is included as Exhibit 99 to this Current Report on Form 8-K. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CENTRAL FEDERAL CORPORATION Dated: August 4, 2003 By: /s/ David C. Vernon ------------------- David C. Vernon President