8-K 1 l97592ae8vk.txt GRAND CENTRAL FINANCIAL CORPORATION | FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of Earliest Event Reported): April 11, 2003 GRAND CENTRAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 0-25045 34-1877137 (State or other jurisdiction of (Commission (IRS employer incorporation or organization) file number) identification number) 601 Main Street, Wellsville, Ohio 43968 (330) 531.1517 (Address of Principal Executive Offices) (Zip Code) (Telephone Number) Item 7 Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits 99 Press Release dated April 11, 2003 announcing the financial results of Grand Central Financial Corporation for the fiscal quarter ended March 31, 2003. Item 12 Results of Operations and Financial Condition On April 11, 2003, Grand Central Financial Corporation announced financial results for the first fiscal quarter ended March 31, 2003. A copy of the press release announcing the company's financial results for the first quarter is included as Exhibit 99 to this Current Report on Form 8-K. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FirstMerit Corporation Dated: April 16, 2003 By: /s/ David C. Vernon ------------------------------ David C. Vernon Chairman of the Board and Chief Executive Officer