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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Consolidated Statements of Cash Flows [Abstract]  
Net loss$ (4,066)$ (5,880)
Adjustments to reconcile net loss to net cash from operating activities:  
Provision for loan losses2,2567,303
Valuation allowance on foreclosed assets1,139 
Valuation (gain) loss on mortgage servicing rights(2)2
Depreciation311390
Amortization, net632284
Net realized gain on sales of securities(232)(468)
Originations of loans held for sale(27,562)(57,088)
Proceeds from sale of loans held for sale27,47557,473
Net gain on sale of loans(222)(575)
Loss on disposal of premises and equipment 1
Loss on sale of assets held for sale2 
Gain on sale of foreclosed assets(8) 
Stock based compensation expense33(4)
Change in deferred income taxes (net of change in valuation allowance) (30)
Net change in:  
Bank owned life insurance(96)(94)
Accrued interest receivable and other assets(609)(159)
Accrued interest payable and other liabilities8601,378
Net cash from operating activities(89)2,533
Cash flows from investing activities  
Net decrease in interest-bearing deposits in other financial institutions(1,984) 
Available-for-sale securities:  
Sales6,39013,633
Maturities, prepayments and calls7,3314,291
Purchases(4,550)(26,484)
Loan originations and payments, net30,0278,853
Proceeds from sale of portfolio loans 10,074
Additions to premises and equipment(53)(49)
Proceeds from the sale of premises and equipment533 
Proceeds from the sale of foreclosed assets1,000 
Net cash from investing activities38,69410,318
Cash flows from financing activities  
Net change in deposits(700)26,595
Net change in short-term borrowings from the FHLB and other debt (2,065)
Repayments on long-term FHLB advances and other debt(8,200)(6,000)
Net change in advances by borrowers for taxes and insurance(164)(68)
Cash dividends paid on preferred stock (271)
Net cash from financing activities(9,064)18,191
Net change in cash and cash equivalents29,54131,042
Beginning cash and cash equivalents34,2752,973
Ending cash and cash equivalents63,81634,015
Supplemental cash flow information:  
Interest paid2,5233,167
Supplemental noncash disclosures:  
Transfers from loans to repossessed assets 2,348
Loans transferred from portfolio to held for sale $ 91