Consolidated Statements Of Cash Flow (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities
Net loss	$ (64,101)	$ (734,219)
Adjustments to reconcile net loss to net cash from operating activities:
Provision for loan losses	75,035	704,505
Depreciation and amortization	100,952	133,711
Net amortization of securities	74,320	63,444
Net realized gain on sale of securities	(2,856)	0
Net realized gain on sale of loans	(38,089)	(157,560)
Net realized loss on sale of foreclosed assets	48,797	799
Foreclosed asset impairment	91,142	167,866
Originations of loans for sale	(2,748,439)	(7,327,907)
Proceeds from loan sales	2,198,589	5,736,541
Net change in:
Accrued interest receivable and other assets	(102,072)	(36,188)
Accrued interest payable and other liabilities	(10,789)	36,413
Net cash used in operating activities	(377,511)	(1,412,595)
Activity in available for sale securities:
Sales	257,997	0
Maturities, prepayments and calls	1,812,955	3,920,664
Purchases	(5,159,391)	(3,033,086)
Loan originations and payments, net	13,040,756	2,219,028
Additions to premises and equipment, net	(6,312)	245
Proceeds from the sale of foreclosed assets	342,882	7,760
Net cash from investing activities	10,288,887	3,114,611
Cash flows from financing activities
Net change in deposits	8,628,594	4,171,263
Net change in federal funds purchased and repurchase agreements	2,257,122	946,836
Net cash from financing activities	10,885,716	5,118,099
Net change in cash and cash equivalents	20,797,092	6,820,115
Beginning cash and cash equivalents	8,919,568	23,639,873
Ending cash and cash equivalents	29,716,660	30,459,988
Supplemental cash flow information:
Cash paid during the period for interest	423,361	837,003
Transfers from loans to foreclosed assets	298,628	687,717
Foreclosed asset sales financed by the Company	$ 0	$ 20,890