Condensed Consolidated Statements Of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income
Loans, including fees	$ 2,534,972	$ 2,854,592	$ 5,100,053	$ 5,660,199
Securities	204,029	205,259	418,192	416,694
Federal funds sold, FHLB dividends and other income	15,515	15,664	32,960	23,123
Total interest income	2,754,516	3,075,515	5,551,205	6,100,016
Interest expense
Deposits	764,822	1,126,529	1,576,417	2,234,506
Repurchase agreements, federal funds purchased, and other debt	20,115	20,757	31,617	41,328
Federal Home Loan Bank advances and notes payable	104,161	164,030	207,051	348,562
Total interest expense	889,098	1,311,316	1,815,085	2,624,396
Net Interest Income	1,865,418	1,764,199	3,736,120	3,475,620
Provision for loan losses	497,921	832,723	1,202,426	1,361,804
Net Interest Income After Provision for Loan Losses	1,367,497	931,476	2,533,694	2,113,816
Non-interest income
Service charges on deposit accounts	197,834	199,290	374,647	373,823
Mortgage loan referral fees	7,841	0	12,105	0
Gain on sale of loans	13,622	60,931	171,182	106,837
Gain on sale of securities	0	0	0	79,814
Loss on sale of foreclosed assets	(4,269)	(12,622)	(5,068)	(21,311)
Other	145,157	117,921	326,829	311,192
Total non-interest income	360,185	365,520	879,695	850,355
Non-interest expense
Salaries and employee benefits	1,027,091	1,007,047	2,052,431	2,039,203
Occupancy	155,485	148,671	336,846	314,287
Furniture and equipment	136,515	145,457	269,001	304,585
Advertising	11,590	19,102	20,935	37,267
Data processing	118,207	137,244	250,613	260,023
Professional services	85,099	116,297	179,937	240,947
Foreclosed asset impairment	225,062	359,966	392,928	384,621
Other	490,952	552,328	1,167,236	1,012,759
Total non-interest expense	2,250,001	2,486,112	4,669,927	4,593,692
Loss Before Federal Income Taxes	(522,319)	(1,189,116)	(1,256,538)	(1,629,521)
Federal income tax expense (benefit)	0	0	0	0
Net Loss	(522,319)	(1,189,116)	(1,256,538)	(1,629,521)
Comprehensive Loss	$ (327,569)	$ (921,846)	$ (1,031,602)	$ (1,352,658)
Weighted average shares outstanding (in Shares)	1,468,800	1,468,800	1,468,800	1,468,800
Diluted average shares outstanding (in Shares)	1,468,800	1,468,800	1,468,800	1,468,800
Basic loss per share (in Dollars per share)	$ (0.36)	$ (0.81)	$ (0.86)	$ (1.11)
Diluted loss per share (in Dollars per share)	$ (0.36)	$ (0.81)	$ (0.86)	$ (1.11)