FEDERAL HOME LOAN BANK BORROWINGS (Details Textual) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 3,457,839
Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	2,000,000
Residential Portfolio Segment [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 7,853,265	$ 7,802,650