FORECLOSED ASSETS (Details) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Transfer to SBA Receivable	$ (7,627)	$ 0
Foreclosed Assets [Member]
Beginning of year	2,238,997	2,558,299
Additions	246,382	346,837
Reductions from sales	(43,677)	(703,262)
Direct write-downs	(78,101)	(70,028)
Transfer to SBA Receivable	(7,627)	0
End of period	2,355,974	2,131,846
Expenses related to foreclosed assets include:
Operating expenses, net of rental income	$ 136,812	$ 121,921