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ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 6) - USD ($)
Sep. 30, 2015
Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net $ 123,894,242 $ 130,097,030
Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 49,421,980 51,068,669
Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 50,493,637 56,172,348
Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 2,029,712 1,897,422
Residential Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 16,851,071 15,208,443
Consumer Line of Credit [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 5,388,271 5,794,185
Consumer Other Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,276,844 1,362,642
Consumer Credit Card Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 462,439 490,743
Credit Rating One [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 841,880 15,816
Credit Rating One [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating One [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Two [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Two [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Two [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Three [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 12,491,216 10,755,378
Credit Rating Three [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 4,541,618 5,743,647
Credit Rating Three [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 68,941 0
Credit Rating Four [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 12,961,819 15,207,227
Credit Rating Four [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 17,842,987 23,551,631
Credit Rating Four [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 268,680 351,678
Credit Rating Five [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 18,612,683 21,175,719
Credit Rating Five [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 12,902,940 15,460,915
Credit Rating Five [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 176,899 186,594
Credit Rating Five M [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,725,058 692,413
Credit Rating Five M [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 4,324,757 4,441,083
Credit Rating Five M [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Six [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,426,523 1,764,371
Credit Rating Six [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 7,542,211 2,872,263
Credit Rating Six [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,515,192 1,359,150
Credit Rating Seven [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,348,559 1,441,534
Credit Rating Seven [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 290,530 729,249
Credit Rating Seven [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Credit Rating Eight [Member] | Commercial Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 14,242 16,211
Credit Rating Eight [Member] | Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,018,882 1,476,138
Credit Rating Eight [Member] | Commercial Real Estate Construction Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 0 0
Performing Loans [Member] | Residential Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 16,114,672 14,654,563
Performing Loans [Member] | Consumer Line of Credit [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 5,119,704 5,428,889
Performing Loans [Member] | Consumer Other Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 1,265,886 1,350,616
Performing Loans [Member] | Consumer Credit Card Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 462,439 490,743
Impaired Loans [Member] | Residential Portfolio Segment [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 736,399 553,880
Impaired Loans [Member] | Consumer Line of Credit [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 268,567 365,296
Impaired Loans [Member] | Consumer Other Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net 10,958 12,026
Impaired Loans [Member] | Consumer Credit Card Financing Receivables [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Financing Receivable, Net $ 0 $ 0