LOANS (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Loans and Leases Receivable Disclosure [Abstract]
Net deferred loan fees	$ (43,183)	$ (56,671)
Loans	123,615,049	129,787,133
Less: Allowance for loan losses	(1,715,912)	(1,978,172)
Loans, net	121,899,137	127,808,961
Commercial Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	49,343,220	50,977,933
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	48,379,277	54,180,393
Commercial Real Estate Construction Financing Receivables [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	2,027,361	1,891,746
Consumer Line of Credit [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	5,368,746	5,774,029
Consumer Other Financing Receivables [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	1,271,511	1,356,714
Consumer Credit Card Financing Receivables [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	462,439	490,743
Residential Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	$ 16,805,678	$ 15,172,246

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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