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SECURITIES AVAILABLE FOR SALE (Details Textual) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Dec. 31, 2014
Proceeds from Sale of Available-for-sale Securities $ 0 $ 0 $ 0 $ 661,182  
Gain (Loss) on Sale of Securities, Net   $ 0 0 $ 7,409  
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value $ 20,228,315   $ 20,228,315   $ 25,471,385
Other Than Temporary Impairment [Member]          
Number Of Debt Securities Held     8    
Percentage Of Aggregate Depreciation     1.19%    
US Treasury and Government [Member]          
Maximum Percentage Of Common Stock And Surplus     10.00%   10.00%