SECURITIES AVAILABLE FOR SALE (Details 2) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 1,278,499	$ 5,371,632
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized Losses	(7,025)	(15,856)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,464,170	6,627,002
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized Losses	(49,936)	(96,653)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	4,742,669	11,998,634
Available-for-sale Securities, Continuous Unrealized Loss Position, Unrealized Losses	(56,961)	(112,509)
US Government and federal agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		2,521,604
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized Losses		(6,844)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		1,951,087
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized Losses		(14,808)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		4,472,691
Available-for-sale Securities, Continuous Unrealized Loss Position, Unrealized Losses		(21,652)
Mortgage-backed and collateralized mortgage obligations - residential [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,278,499	2,850,028
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized Losses	(7,025)	(9,012)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,464,170	4,675,915
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized Losses	(49,936)	(81,845)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	4,742,669	7,525,943
Available-for-sale Securities, Continuous Unrealized Loss Position, Unrealized Losses	$ (56,961)	$ (90,857)