DEPOSITS (Tables)

6 Months Ended

Jun. 30, 2015

Banking and Thrift [Abstract]

Schedule Of Deposit Liabilities Disclosures [Table Text Block]

The components of the outstanding deposit balances at June 30, 2015 and December 31, 2014 were as follows:

	June 30,		December 31,
	2015		2014
Non-interest-bearing DDA	$	34,252,438	$	34,215,744
Interest-bearing DDA		47,067,603		28,371,828
Money market		21,643,447		21,206,133
Savings		11,897,397		13,829,127
Time, under $100,000		45,706,535		54,677,199
Time, over $100,000		8,773,362		9,005,409
Total Deposits	$	169,340,782	$	161,305,440