FAIR VALUE MEASUREMENTS (Details 1) (USD $)	Dec. 31, 2014		Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 1,596,474	[1]	$ 4,770,112	[1]
Foreclosed assets:	1,913,093		2,278,579
Total	3,509,567		7,048,691
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	[1]	0	[1]
Foreclosed assets:	0		0
Total	0		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	[1]	0	[1]
Foreclosed assets:	0		0
Total	0		0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,596,474	[1]	4,770,112	[1]
Foreclosed assets:	1,913,093		2,278,579
Total	$ 3,509,567		$ 7,048,691

[1] Collateral dependent