SUBORDINATED DEBENTURES (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Interest Expense, Subordinated Notes and Debentures	$ 562,622	$ 444,042
Subordinated Debt [Member]
Number Of Subordinated Securities Issued	4,500	4,500
Subordinated Security Price Per Share	$ 1,000	$ 1,000
Debt Instrument, Basis Spread on Variable Rate	2.05%	2.05%
Subordinated Borrowing, Interest Rate	2.31%	2.30%
Debt Instrument, Maturity Date	Dec. 30, 2034	Dec. 30, 2034