SHORT-TERM BORROWINGS (Details Textual) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Pledged Assets Separately Reported, Securities Pledged for Repurchase Agreements, at Fair Value	$ 10,190,761	$ 10,561,358
Federal Home Loan Bank Overdraft Line of Credit	2,000,000
Discount Window [Member]
Available-for-sale Securities Pledged as Collateral	990,128
Discount Window [Member] \| Home Equity Line of Credit [Member]
Loans Pledged as Collateral	369,816
Discount Window [Member] \| United States Department of Agriculture Loan [Member]
Loans Pledged as Collateral	$ 3,518,333

The carrying amount as of the date of the federal Home loan bank overdraft line of credit.

No definition available.

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- Definition

The fair value of available-for-sale securities that serve as collateral for borrowings.

+ References

+ Details

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- Definition

Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5086-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 860

-SubTopic 30

-Section 45

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6467456&loc=d3e113888-111728

+ Details

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- Definition

The fair value, as of the date of each statement of financial position presented, of securities which are owned but transferred to serve as collateral for the payment of repurchase agreements, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 860

-SubTopic 30

-Section 45

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6467456&loc=d3e113888-111728

+ Details

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