LOANS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]
Net deferred loan fees	$ (56,671)	$ (54,343)
Loans	129,787,133	131,554,244
Less: Allowance for loan losses	(1,978,172)	(2,809,642)
Net loans	127,808,961	128,744,602
Commercial Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	50,977,933	47,081,426
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	54,180,393	57,101,939
Commercial Real Estate Construction Financing Receivable [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	1,891,746	2,065,308
Consumer Line of Credit [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	5,774,029	7,737,439
Consumer Other Financing Receivable [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	1,356,714	1,560,384
Consumer Credit Card Financing Receivable [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	490,743	451,009
Residential Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Abstract]
Loans	$ 15,172,246	$ 15,611,082

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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-Name Staff Accounting Bulletin (SAB)

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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