SECURITIES AVAILABLE FOR SALE (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 31,615,596	$ 31,266,571
Available-for-sale Securities, Gross Unrealized Gain	188,282	267,592
Available-for-sale Securities, Gross Unrealized Loss	(112,509)	(303,917)
Available-for-sale Securities	31,691,369us-gaap_AvailableForSaleSecurities	31,230,246us-gaap_AvailableForSaleSecurities
US Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,012,021	2,525,481
Available-for-sale Securities, Gross Unrealized Gain	13,682	16,551
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	2,025,703	2,542,032
US Government and federal agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	15,172,847	15,823,511
Available-for-sale Securities, Gross Unrealized Gain	52,755	90,497
Available-for-sale Securities, Gross Unrealized Loss	(21,652)	(46,602)
Available-for-sale Securities	15,203,950	15,867,406
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	1,060,385	1,563,394
Available-for-sale Securities, Gross Unrealized Gain	4,080	27,747
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	1,064,465	1,591,141
Mortgage-backed and collateralized mortgage obligations- residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	13,370,343	11,354,185
Available-for-sale Securities, Gross Unrealized Gain	117,765	132,797
Available-for-sale Securities, Gross Unrealized Loss	(90,857)	(257,315)
Available-for-sale Securities	$ 13,397,251	$ 11,229,667

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-SubTopic 10

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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