FAIR VALUE MEASUREMENTS (Details 1) (USD $)	Sep. 30, 2014		Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 5,522,189	[1]	$ 6,645,389	[1]
Foreclosed assets:	2,131,846		2,558,299
Total	7,654,035		9,203,688
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	[1]	0	[1]
Foreclosed assets:	0		0
Total	0		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	[1]	0	[1]
Foreclosed assets:	0		0
Total	0		0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	5,522,189	[1]	6,645,389	[1]
Foreclosed assets:	2,131,846		2,558,299
Total	$ 7,654,035		$ 9,203,688

[1] Collateral dependent