SECURITIES AVAILABLE FOR SALE (Details 2) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 8,336,561	$ 8,044,070
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(46,326)	(229,782)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	7,792,768	2,504,545
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(151,915)	(74,135)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	16,129,329	10,548,615
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(198,241)	(303,917)
US Government and federal agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,007,905	2,439,145
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(8,883)	(38,342)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,962,330	1,031,280
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(23,580)	(8,260)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,970,235	3,470,425
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(32,463)	(46,602)
Mortgage-backed and collateralized mortgage obligations - residential [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,328,656	5,604,925
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(37,443)	(191,440)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	4,830,438	1,473,265
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(128,335)	(65,875)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	10,159,094	7,078,190
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (165,778)	$ (257,315)