SECURITIES AVAILABLE FOR SALE (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 32,876,800	$ 31,266,571
Available-for-sale Securities, Gross Unrealized Gain	200,551	267,592
Available-for-sale Securities, Gross Unrealized Loss	(198,241)	(303,917)
Available-for-sale Securities	32,879,110us-gaap_AvailableForSaleSecurities	31,230,246us-gaap_AvailableForSaleSecurities
US Treasury Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,514,385	2,525,481
Available-for-sale Securities, Gross Unrealized Gain	14,287	16,551
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	2,528,672	2,542,032
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	15,208,298	15,823,511
Available-for-sale Securities, Gross Unrealized Gain	60,363	90,497
Available-for-sale Securities, Gross Unrealized Loss	(32,463)	(46,602)
Available-for-sale Securities	15,236,198	15,867,406
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	1,060,673	1,563,394
Available-for-sale Securities, Gross Unrealized Gain	7,524	27,747
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	1,068,197	1,591,141
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	14,093,444	11,354,185
Available-for-sale Securities, Gross Unrealized Gain	118,377	132,797
Available-for-sale Securities, Gross Unrealized Loss	(165,778)	(257,315)
Available-for-sale Securities	$ 14,046,043	$ 11,229,667

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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