SHORT-TERM BORROWINGS (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Outstanding	$ 8,648,446	$ 8,428,046
Average interest rate at period end	0.54%	0.56%
Average balance during period	8,492,565	9,706,847
Average interest rate during period	0.55%	0.58%
Maximum month end balance during period	$ 8,933,506	$ 10,878,256