ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 4) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$ 54,189	$ 63,916
60-89 Days Past Due	47,874	114,087
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	102,063	178,003
Loans, Current	129,218,445	128,735,582
Total Recorded Investment	129,320,508	128,913,585
Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	48,422,006	47,146,126
Total Recorded Investment	48,422,006	47,146,126
Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	56,411,345	54,827,857
Total Recorded Investment	56,411,345	54,827,857
Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	2,026,367	2,071,737
Total Recorded Investment	2,026,367	2,071,737
Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	46,345	0
60-89 Days Past Due	47,874	101,022
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	94,219	101,022
Loans, Current	7,020,275	7,640,301
Total Recorded Investment	7,114,494	7,741,323
Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	1,583
60-89 Days Past Due	0	10,824
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	12,407
Loans, Current	1,362,678	1,500,086
Total Recorded Investment	1,362,678	1,512,493
Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	6,476	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	6,476	0
Loans, Current	475,695	451,009
Total Recorded Investment	482,171	451,009
Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	1,368	62,333
60-89 Days Past Due	0	2,241
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	1,368	64,574
Loans, Current	13,500,079	15,098,466
Total Recorded Investment	13,501,447	15,163,040
Non Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	191,295	97,482
60-89 Days Past Due	0	25,360
Greater Than 90 Days Past Due	623,487	249,753
Total Past Due Loans	814,782	372,595
Loans, Current	2,178,594	2,609,415
Total Recorded Investment	2,993,376	2,982,010
Non Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	17,748	0
Total Past Due Loans	17,748	0
Loans, Current	17,767	36,278
Total Recorded Investment	35,515	36,278
Non Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	184,720	0
Total Past Due Loans	184,720	0
Loans, Current	2,132,415	2,375,592
Total Recorded Investment	2,317,135	2,375,592
Non Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	96,813	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	60,319	25,568
Total Past Due Loans	157,132	25,568
Loans, Current	0	0
Total Recorded Investment	157,132	25,568
Non Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	25,360
Greater Than 90 Days Past Due	1,197	0
Total Past Due Loans	1,197	25,360
Loans, Current	28,412	29,805
Total Recorded Investment	29,609	55,165
Non Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	94,482	97,482
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	359,503	224,185
Total Past Due Loans	453,985	321,667
Loans, Current	0	167,740
Total Recorded Investment	$ 453,985	$ 489,407