SECURITIES AVAILABLE FOR SALE (Details 2) (USD $)	3 Months Ended	12 Months Ended
Mar. 31, 2014	Dec. 31, 2013
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 10,271,905	$ 8,044,070
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(201,037)	(229,782)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1,941,483	2,504,545
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(51,284)	(74,135)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	12,213,388	10,548,615
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(252,321)	(303,917)
US Government and federal agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,953,535	2,439,145
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(40,323)	(38,342)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	513,505	1,031,280
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(3,954)	(8,260)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	4,467,040	3,470,425
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(44,277)	(46,602)
Mortgage-backed and collateralized mortgage obligations - residential [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	6,318,370	5,604,925
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(160,714)	(191,440)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1,427,978	1,473,265
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(47,330)	(65,875)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	7,746,348	7,078,190
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (208,044)	$ (257,315)

Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

-SubTopic 10

-Section 50

-Paragraph 6

-Subparagraph (a)(2)

-URI http://asc.fasb.org/extlink&oid=27724398&loc=d3e27290-111563

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This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

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-Section 50

-Paragraph 7

-URI http://asc.fasb.org/extlink&oid=27724398&loc=d3e27337-111563

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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