ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 4) (USD $)	9 Months Ended
Sep. 30, 2013	Sep. 30, 2012
Troubled Debt Restructurings:
Number of Loans	3	9
Pre-Modification Outstanding Recorded Investment	$ 281,029	$ 3,647,094
Post-Modification Outstanding Recorded Investment	271,318	3,008,971
Commercial Portfolio Segment [Member]
Troubled Debt Restructurings:
Number of Loans	1	1
Pre-Modification Outstanding Recorded Investment	143,136	11,880
Post-Modification Outstanding Recorded Investment	133,425	11,880
Commercial Real Estate Portfolio Segment [Member]
Troubled Debt Restructurings:
Number of Loans		5
Pre-Modification Outstanding Recorded Investment		3,446,269
Post-Modification Outstanding Recorded Investment		2,808,146
Consumer Line of Credit [Member]
Troubled Debt Restructurings:
Number of Loans	2	2
Pre-Modification Outstanding Recorded Investment	137,893	126,860
Post-Modification Outstanding Recorded Investment	137,893	126,860
Residential Portfolio Segment [Member]
Troubled Debt Restructurings:
Number of Loans		1
Pre-Modification Outstanding Recorded Investment		62,085
Post-Modification Outstanding Recorded Investment		$ 62,085

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Number of financing receivables that have been modified by troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 33

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953676-111524

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- Definition

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