ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$ 98,099	$ 131,315
60-89 Days Past Due	4,949	130,108
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	103,048	261,423
Loans, Current	125,549,958	122,062,295
Total Recorded Investment	125,653,006	122,323,718
Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	1,956
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	1,956
Loans, Current	43,613,174	39,465,435
Total Recorded Investment	43,613,174	39,467,391
Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	97,605
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	97,605
Loans, Current	53,811,236	50,193,607
Total Recorded Investment	53,811,236	50,291,212
Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	2,101,163	3,479,043
Total Recorded Investment	2,101,163	3,479,043
Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	97,593	26,037
60-89 Days Past Due	0	44,866
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	97,593	70,903
Loans, Current	8,154,142	8,963,308
Total Recorded Investment	8,251,735	9,034,211
Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	3,707
60-89 Days Past Due	4,949	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	4,949	3,707
Loans, Current	1,662,599	2,015,334
Total Recorded Investment	1,667,548	2,019,041
Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	506	2,010
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	506	2,010
Loans, Current	470,330	488,792
Total Recorded Investment	470,836	490,802
Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	85,242
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	85,242
Loans, Current	15,737,314	17,456,776
Total Recorded Investment	15,737,314	17,542,018
Non Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	214,341	17,372
60-89 Days Past Due	2,141	322,451
Greater Than 90 Days Past Due	370,372	929,083
Total Past Due Loans	586,854	1,268,906
Loans, Current	2,641,306	2,646,751
Total Recorded Investment	3,228,160	3,915,657
Non Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	8,958
60-89 Days Past Due	0	20,469
Greater Than 90 Days Past Due	40,316	320,592
Total Past Due Loans	40,316	350,019
Loans, Current	42,678	210,153
Total Recorded Investment	82,994	560,172
Non Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	204,541	8,414
60-89 Days Past Due	0	280,399
Greater Than 90 Days Past Due	0	406,792
Total Past Due Loans	204,541	695,605
Loans, Current	2,475,006	2,248,488
Total Recorded Investment	2,679,547	2,944,093
Non Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	9,800	0
60-89 Days Past Due	0	21,583
Greater Than 90 Days Past Due	44,528	0
Total Past Due Loans	54,328	21,583
Loans, Current	16,811	79,628
Total Recorded Investment	71,139	101,211
Non Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	2,141	0
Greater Than 90 Days Past Due	0	6,050
Total Past Due Loans	2,141	6,050
Loans, Current	7,329	0
Total Recorded Investment	9,470	6,050
Non Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	285,528	195,649
Total Past Due Loans	285,528	195,649
Loans, Current	99,482	108,482
Total Recorded Investment	$ 385,010	$ 304,131