ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 2) (USD $)	3 Months Ended	9 Months Ended
Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
With an related allowance recorded, Related Allowance	$ 0		$ 0		$ 1,382,905
Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	9,345,988	12,974,508	9,688,033	13,572,067
Interest Income Recognized	75,675	90,782	237,917	245,097
Cash Basis Interest Recognized	71,218	79,574	230,040	197,276
Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With an related allowance recorded, Recorded Investment	9,305,129		9,305,129		11,715,696
With an related allowance recorded, Unpaid Principal Balance	9,868,380		9,868,380		12,006,477
With an related allowance recorded, Related Allowance	1,574,433		1,574,433		1,810,376
Commercial Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	1,104,010	2,374,733	1,406,983	2,496,173
With no related allowance recorded, Interest Income Recognized	7,911	13,665	28,936	40,811
With no related allowance recorded, Cash Basis Interest Recognized	5,315	13,665	26,460	40,696
With an related allowance recorded, Average Recorded Investment	133,788	1,186,175	326,595	1,595,863
With an related allowance recorded, Interest Income Recognized	1,493	9,981	13,895	30,009
With an related allowance recorded, Cash Basis Interest Recognized	1,493	9,276	13,540	26,306
Commercial Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	1,122,429		1,122,429		2,147,075
With no related allowance recorded, Unpaid Principal Balance	1,258,174		1,258,174		2,295,401
With an related allowance recorded, Recorded Investment	103,802		103,802		1,141,219
With an related allowance recorded, Unpaid Principal Balance	103,343		103,343		1,139,885
With an related allowance recorded, Related Allowance	31,938		31,938		104,727
Commercial Real Estate Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	2,343,382	3,328,040	2,369,993	2,665,005
With no related allowance recorded, Interest Income Recognized	26,440	27,030	78,459	39,906
With no related allowance recorded, Cash Basis Interest Recognized	26,440	18,288	78,459	31,214
With an related allowance recorded, Average Recorded Investment	4,513,623	2,922,193	4,517,192	3,448,840
With an related allowance recorded, Interest Income Recognized	30,960	33,091	92,370	111,506
With an related allowance recorded, Cash Basis Interest Recognized	30,960	32,866	92,370	80,952
Commercial Real Estate Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	2,472,673		2,472,673		2,662,984
With no related allowance recorded, Unpaid Principal Balance	2,504,385		2,504,385		2,739,027
With an related allowance recorded, Recorded Investment	4,438,690		4,438,690		4,659,866
With an related allowance recorded, Unpaid Principal Balance	4,438,407		4,438,407		4,675,981
With an related allowance recorded, Related Allowance	1,319,242		1,319,242		1,489,569
Commercial Real Estate Construction Financing Receivable [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	0	61,223	0	223,032
With no related allowance recorded, Interest Income Recognized	0	0	0	0
With no related allowance recorded, Cash Basis Interest Recognized	0	0	0	0
With an related allowance recorded, Average Recorded Investment	0	1,960,467	0	1,988,734
With an related allowance recorded, Interest Income Recognized	0	0	0	0
With an related allowance recorded, Cash Basis Interest Recognized	0	0	0	0
Commercial Real Estate Construction Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0		0		0
With no related allowance recorded, Unpaid Principal Balance	0		0		0
With an related allowance recorded, Recorded Investment	0		0		0
With an related allowance recorded, Unpaid Principal Balance	0		0		0
With an related allowance recorded, Related Allowance	0		0		0
Consumer Line of Credit [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	7,159	41,072	60,136	47,143
With no related allowance recorded, Interest Income Recognized	0	1,966	0	8,752
With no related allowance recorded, Cash Basis Interest Recognized	0	995	0	4,814
With an related allowance recorded, Average Recorded Investment	286,416	162,470	183,031	187,926
With an related allowance recorded, Interest Income Recognized	2,953	1,054	6,696	2,777
With an related allowance recorded, Cash Basis Interest Recognized	2,296	871	5,141	2,594
Consumer Line of Credit [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	9,800		9,800		55,659
With no related allowance recorded, Unpaid Principal Balance	157,584		157,584		55,524
With an related allowance recorded, Recorded Investment	197,628		197,628		135,111
With an related allowance recorded, Unpaid Principal Balance	196,715		196,715		134,976
With an related allowance recorded, Related Allowance	127,124		127,124		40,180
Consumer Other Financing Receivable [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	42,295	15,557	26,438	18,796
With no related allowance recorded, Interest Income Recognized	0	71	0	106
With no related allowance recorded, Cash Basis Interest Recognized	0	0	0	0
With an related allowance recorded, Average Recorded Investment	62,352	119,951	92,557	113,378
With an related allowance recorded, Interest Income Recognized	476	611	1,411	1,572
With an related allowance recorded, Cash Basis Interest Recognized	474	484	1,411	1,447
Consumer Other Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	58,369		58,369		26,221
With no related allowance recorded, Unpaid Principal Balance	73,870		73,870		26,221
With an related allowance recorded, Recorded Investment	40,229		40,229		104,829
With an related allowance recorded, Unpaid Principal Balance	40,071		40,071		104,664
With an related allowance recorded, Related Allowance	20,768		20,768		48,870
Consumer Credit Card Financing Receivable [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	0	0	0	0
With no related allowance recorded, Interest Income Recognized	0	0	0	0
With no related allowance recorded, Cash Basis Interest Recognized	0	0	0	0
With an related allowance recorded, Average Recorded Investment	0	3,248	299	1,317
With an related allowance recorded, Interest Income Recognized	0	0	0	0
With an related allowance recorded, Cash Basis Interest Recognized	0	0	0	0
Consumer Credit Card Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0		0		0
With no related allowance recorded, Unpaid Principal Balance	0		0		0
With an related allowance recorded, Recorded Investment	0		0		0
With an related allowance recorded, Unpaid Principal Balance	0		0		0
With an related allowance recorded, Related Allowance	0		0		0
Residential Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	292,817	358,875	191,531	285,696
With no related allowance recorded, Interest Income Recognized	563	0	1,671	0
With no related allowance recorded, Cash Basis Interest Recognized	563	0	1,671	0
With an related allowance recorded, Average Recorded Investment	560,146	440,504	513,278	500,164
With an related allowance recorded, Interest Income Recognized	4,879	3,313	14,479	9,658
With an related allowance recorded, Cash Basis Interest Recognized	3,677	3,129	10,988	9,253
Residential Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	461,646		461,646		208,178
With no related allowance recorded, Unpaid Principal Balance	687,718		687,718		240,491
With an related allowance recorded, Recorded Investment	399,863		399,863		574,554
With an related allowance recorded, Unpaid Principal Balance	408,113		408,113		594,307
With an related allowance recorded, Related Allowance	75,361		75,361		127,030
Sub Total [Member] \| Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	3,789,663	6,179,500	4,055,081	5,735,845
With no related allowance recorded, Interest Income Recognized	34,914	42,732	109,066	89,575
With no related allowance recorded, Cash Basis Interest Recognized	32,318	32,948	106,590	76,724
With an related allowance recorded, Average Recorded Investment	5,556,325	6,795,008	5,632,952	7,836,222
With an related allowance recorded, Interest Income Recognized	40,761	48,050	128,851	155,522
With an related allowance recorded, Cash Basis Interest Recognized	38,900	46,626	123,450	120,552
Sub Total [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	4,124,917		4,124,917		5,100,117
With no related allowance recorded, Unpaid Principal Balance	4,681,731		4,681,731		5,356,664
With an related allowance recorded, Recorded Investment	5,180,212		5,180,212		6,615,579
With an related allowance recorded, Unpaid Principal Balance	5,186,649		5,186,649		6,649,813
With an related allowance recorded, Related Allowance	$ 1,574,433		$ 1,574,433		$ 1,810,376

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Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 15

-Subparagraph (c)(1)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 17

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5258-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 14A

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953550-111524

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