SECURITIES AVAILABLE FOR SALE (Details 2) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 9,702,680	$ 6,933,005
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(185,384)	(26,203)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1,058,476	269,692
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(33,005)	(9,798)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	10,761,156	7,202,697
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	(218,389)	(36,001)
US Government and federal agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,999,792	3,050,187
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(43,990)	(4,623)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	3,999,792	3,050,187
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	(43,990)	(4,623)
Mortgage-backed and collateralized mortgage obligations - residential [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,702,888	3,882,818
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(141,394)	(21,580)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1,058,476	269,692
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(33,005)	(9,798)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	6,761,364	4,152,510
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	$ (174,399)	$ (31,378)