BASIS OF PRESENTATION, LOAN POLICY AND RECENT DEVELOPMENTS (Details Textual) (USD $)	3 Months Ended			9 Months Ended		1 Months Ended
	Sep. 30, 2013	Mar. 31, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Mar. 20, 2013	Dec. 31, 2012	Dec. 31, 2010	Sep. 02, 2010	Jan. 03, 2011
Net Income (Loss) Attributable to Parent	$ 124,348		$ 1,947	$ 5,504,146	$ 259,482
Capital to Risk Weighted Assets	8.46%	8.04%		8.46%			7.88%	7.06%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	8.50%			8.50%			8.50%		8.50%
Capital Required to be Well Capitalized to Risk Weighted Assets	11.00%			11.00%			11.00%		11.00%
Term Of Consent Order With Regulatory Entity				90 months
Cash	656,000			656,000
Capital Contribution Made		25,000
Gains (Losses) on Extinguishment of Debt	0		0	5,262,653	0
Loans and Leases Receivable, Allowance	2,870,036			2,870,036			3,382,977
Extinguishment of Debt, Gain (Loss), Net of Tax		5,300,000
Retained Earnings (Accumulated Deficit)	(9,312,447)	4,000,000		(9,312,447)			(14,816,593)
Debt Instrument, Interest Rate, Stated Percentage							6.00%
Unallocated Financing Receivables [Member]
Loans and Leases Receivable, Allowance	46,000			46,000
Fifth Third Bank [Member]
Long-term Debt, Gross										5,000,000
Debt Instrument, Debt Default, Amount							5,763,000
Repayments of Long-term Debt						500,000
1030 Norton LLC [Member]
Long-term Debt, Gross						1,280,000
Decrease In Interest Payments				$ 200,000
Debt Instrument, Interest Rate, Stated Percentage	8.00%			8.00%
Debt Instrument, Maturity Date				Mar. 31, 2015