REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2013

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Actual capital amounts and ratios for the Bank and required capital amounts and ratios for the Bank to be adequately capitalized and to be at the level mandated by the Consent Order at September 30, 2013 and December 31, 2012 were:

						Minimum Required					Minimum Required
						For Capital					Under
	Actual					Adequacy Purposes					Consent Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio
September 30, 2013
Total Capital (Tier 1 and
Tier 2) to risk-weighted assets of the Bank	$	11,305,260		8.46	%	$	10,688,585		8.00	%	$	14,696,805		11.00	%
Tier 1 (Core) Capital to risk-weighted assets of the Bank		9,620,354		7.20			5,344,293		4.00			N/A		N/A
Tier 1 (Core) Capital to average assets of the Bank		9,620,354		5.06			7,602,012		4.00			16,154,276		8.50

						Minimum Required					Minimum Required
						For Capital					Under
	Actual					Adequacy Purposes					Consent Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2012
Total Capital (Tier 1 and Tier 2) to risk-weighted assets of the Bank	$	10,760,348		7.88	%	$	10,928,836		8.00	%	$	15,027,149	11.00	%
Tier 1 (Core) Capital to risk-weighted assets of the Bank		9,032,034		6.61			5,464,418		4.00			N/A	N/A
Tier 1 (Core) Capital to average assets of the Bank		9,032,034		4.53			7,976,194		4.00			16,949,413	8.50