SHORT-TERM BORROWINGS (Details) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2013	Dec. 31, 2012
Outstanding	$ 10,180,238	$ 10,190,059
Average interest rate at period end	0.57%	0.59%
Average balance during period	10,043,572	9,241,260
Average interest rate during period	0.59%	0.75%
Maximum month end balance during period	$ 10,878,256	$ 12,037,087